Do you want to buy a house in a rural area? Is the cost of the property too high? Consider taking a USDA loan.
A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to aid people who seek to buy a home in a rural area.
However, the USDA home loan process is not as quick as it sounds! Eligible borrowers should meet specific criteria to get a USDA loan. These criteria have to do with the:
Location: Borrowers must be looking to purchase a residence in a USDA-qualified rural or suburban area.
Income: They should have a steady, yet average income that does not surpass certain limits, as these loans are aimed at assisting those with moderate means.
Creditworthiness: While credit criteria are versatile, borrowers are generally expected to have a decent credit history.
Wave Lending Group in Puyallup is here to make the USDA home loan process easier and hassle-free!
As a trustworthy and expert mortgage brokerage company, we provide lower USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.
Call us now to learn more about USDA loans!
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