Standard post published to Wave Lending Group #21751 at July 31, 2024 16:02

Wave Lending Group is in the mortgage industry, located in Puyallup, Washington.

We offer home and refinance loans for all customers, which include VA loans, a 30-year fixed mortgage, 15-year fixed mortgages, adjustable-rate mortgages, FHA loans, Jumbo loans, and USDA loans.

Here is why you should choose Wave Lending Group:

In-depth Expertise: With thorough knowledge of the mortgage landscape, our team helps you to make informed decisions.

Various Loan Solutions: We offer an array of mortgage products, such as VA, FHA, and conventional loans, tailored to your specific requirements.

Competitive Rates: Benefit from our competitive mortgage rates, saving you money throughout your loan term.

Effortless Process: Our easy approach ensures a fast and smooth mortgage experience.

Client-Centric: For our team, you're not just a client; you're a member of our community. We're dedicated to your financial well-being.

When it comes to securing your dream home, trust Wave Lending Group for top guidance and personalized services. Your homeownership journey begins here. Contact us today!

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Standard post published to Wave Lending Group #21751 at July 30, 2024 16:02

Imagine holding the keys to your dream house. Yet, the way to homeownership is often a difficult puzzle. This is where mortgage brokerage companies step in as your trusted advisors to turn dreams into reality.

These experts are your financial allies, with an intimate understanding of the mortgage landscape. They're not just brokers; they're dream facilitators.

Mortgage brokers open doors to a world of loan options. They're matchmakers, finding the perfect financing to suit your needs - standard, FHA, VA, or jumbo loans.

Beyond choices, they save you money. They're knowledgeable about interest rates, negotiating the best deals for you.

Time is important, and mortgage brokers are your time-saving wizards. They do the legwork, letting you focus on your future home.

In the swift real estate market, brokers expedite your plans. They facilitate the process, minimizing delays.

Credit concerns? Mortgage brokers work their magic. They help you qualify for financing you thought that were out of reach.

If you want to secure financing to acquire a home, call Wave Lending Group - your reliable mortgage broker in Puyallup, WA!

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Standard post published to Wave Lending Group #21751 at July 29, 2024 16:00

How much does it cost to work a mortgage broker?

Potential clients often ask about the costs associated with asking for a mortgage broker's services.

Mortgage brokers can get compensation through various channels, including lender-paid commissions or borrower-paid fees. It's essential to have a clear discussion with your broker at the outset to fully comprehend any possible expenses involved in the process.

Lender-paid commissions usually mean the broker is compensated by the lender, which may result in a somewhat higher interest rate for the borrower. On the other hand, borrower-paid fees involve direct payments to the broker for their services.

The specific costs can vary based on factors, such as:

the complexity of the home loan agreement
the broker's guidelines

However, the valuable expertise and access to a broad range of loan products that brokers offer can often outweigh any associated fees, potentially leading to more affordable and customized mortgage solutions.

Wave Lending Group in Puyallup is a mortgage broker offering favorable purchase and refinance loans. For more information, check out our website or give us a quick call today!

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Standard post published to Wave Lending Group #21751 at July 28, 2024 16:02

Milton, Washington, situated at the center of Pierce County, is a charming blend of suburban tranquility and accessibility to urban amenities. Discover Milton by checking out the following places:

Milton Community Park (or Triangle Park) - A stunning park with hiking paths, recreational areas, and areas for picnicking, ideal for an outdoor adventure.
Foss Waterway Seaport - Located close to Tacoma, this maritime museum showcases maritime history of the region, making for an educational and enjoyable visit.
Pioneer Farm Museum - Step back in time and experience rural life in the 1880s with guided tours and interactive exhibits.
Northwest Trek Wildlife Park - Just a quick drive, this wildlife park allows visitors to observe native Northwest animals in their natural environment.
Point Defiance Park - Explore breathtaking gardens, hiking trails, and the Point Defiance Zoo & Aquarium, providing fun for the whole family.

For those thinking about homeownership in Milton, Wave Lending Group in nearby Puyallup is your trusted mortgage broker, providing professional advice on home loans tailored to your needs.

For more information, contact us today to arrange an appointment!

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Standard post published to Wave Lending Group #21751 at July 27, 2024 16:02

A thirty-year fixed-rate mortgage is an alternative home loan with a consistent interest rate for the span of 30 years, providing security and monthly payments that stay the same.

It's an appealing choice among homebuyers who intend to stay in their house for more than 7 years because it offers lower monthly payments than shorter-term mortgages like 15-year home loans.

While 30-year fixed mortgages may carry slightly higher interest rates than 15-year mortgages, the extended repayment period of 30 years results in reduced monthly payments, making it easier for borrowers to qualify.

Hence, obtaining approval for a 30-year fixed mortgage is typically simpler than for a 15-year mortgage.

Borrowers with good credit, stable income, and a low debt loan can easily get a thirty-year fixed-rate home loan.

Wave Lending Group in Puyallup provides 30-year fixed mortgage loans. Our team's mission is to explain every step of the thirty-year fixed-rate home loan and then guide you throughout the application and approval process, making it simpler and stress-free.

Contact us today to make homeownership accessible and affordable for you!

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Standard post published to Wave Lending Group #21751 at July 26, 2024 17:00

South Hill, with its multifaceted housing options and community amenities, is an excellent choice for those looking to settle down. The area offers a mix of suburban serenity and urban accessibility. Wave Lending Group extends its commitment to homeownership dreams to South Hill, where our team assists clients in unlocking the benefits of USDA loans. From exploring financing options to navigating the application process, we stand with you every step of the way in making homeownership a reality in the diverse community of South Hill.

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Standard post published to Wave Lending Group #21751 at July 26, 2024 16:00

Are you in search of a mortgage broker in Puyallup?

Wave Lending Group is an expert in mortgages specializing in property and refinancing loans.

Committed to empowering our customers, our local mortgage brokerage company goes beyond the typical role of a lender.

Our mission is to deliver consistent value while helping clients execute strategies that build wealth, reduce debt, and cut down on monthly expenses.

Wave Lending Group prioritizes monetary stability and wealth for each individual. Our seasoned team assists in acquiring competitive mortgage options and provides invaluable guidance on optimizing financial choices.

With us, acquiring a home loan is more convenient than any other lender. For instance, we provided tools, such as house appraisal, Pre-Approval Letter, Refinance Analysis, and mortgage estimator, to help you estimate the value of your property, find a lower mortgage payment, and get loan pre-approval and a refinancing evaluation.

If you're looking for a home loan expert in Puyallup, give us a call today!

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Standard post published to Wave Lending Group #21751 at July 25, 2024 16:02

Do you know what a home loan is?

A mortgage is a financial instrument that enables the acquisition of property, commonly a home. It is a lawful and binding contract between a borrower and a lender, commonly a bank or a monetary organization, in which the lender provides funds to the borrower to purchase a property. In return, the borrower agrees to repay the loan over a predetermined timeframe, commonly 15 to 30 years, along with interest.

Mortgages are secured loans, which means the property itself serves as collateral. If the borrower fails to make the specified payments, the lender has the legal right to take the property through a process known as foreclosure.

Mortgages come in numerous types, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), and government-backed loans like FHA and VA loans. Each type has its terms and conditions, interest rates, and eligibility criteria, making it crucial for borrowers to choose the one that aligns best with their financial situation and goals.

Wave Lending Group in Puyallup informs people about the different types of mortgage loans and then assists them in selecting the most suitable one, making the process of getting a loan simpler.

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Standard post published to Wave Lending Group #21751 at July 24, 2024 17:00

Sumner, with its storied history and tight community, is an attractive place to call home. The city boasts the charming Main Street, lined with historic buildings and unique boutiques. USDA loans in Sumner open doors to affordable homeownership, and Wave Lending Group's expertise ensures a smooth and transparent experience. Whether you're drawn to the historic architecture or the community events, our team assists aspiring homeowners in realizing their dreams in Sumner.

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Standard post published to Wave Lending Group #21751 at July 24, 2024 16:02

What is the role of a mortgage broker; why to use one?

Mortgage brokers play a critical role in the home financing process. These specialists serve as intermediaries between borrowers and lenders.

Brokers help borrowers find and secure mortgage loans from different lenders. They can provide access to an extensive range of loan products, help you evaluate offers, and guide you through the application process. Using a broker can save you time and potentially money by finding the best mortgage deal for your specific requirements.

Mortgage brokers leverage their specialized knowledge and extensive lender networks to match borrowers with loans tailored to their financial situation. They facilitate the application process, ensuring it's smooth and efficient. In short, an expert mortgage broker can secure a loan that aligns with your unique circumstances, possibly saving you time and money.

Wave Lending Group in Puyallup, Washington, is a mortgage broker that helps you to choose the best loan program for your needs.

Contact Wave Lending Group and find out which loan is best for you!

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Standard post published to Wave Lending Group #21751 at July 23, 2024 17:00

Milton, with its charming charm and proximity to the bustling city of Tacoma, offers a unique blend of serenity and convenience. Residents can enjoy the outdoors at Fife Historical Park or explore the thriving local markets. In Milton, USDA loans become a strategic tool for aspiring homeowners. Our team at Wave Lending Group understands the distinctive housing needs of Milton residents, providing personalized guidance through the USDA loan process.

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Standard post published to Wave Lending Group #21751 at July 23, 2024 16:01

Are you searching for your dream home in WA? Wave Lending Group in Puyallup, a reputable mortgage brokerage company, provides loan solutions for home purchases and options for refinancing your home.

Visit Wave Lending Group, discover your loan options, and then explore Puyallup! Puyallup is an idyllic city located in the Puget Sound region of the Pacific Northwest.

Known for its scenic landscapes, vibrant community, and rich history, Puyallup offers an exceptional mix of urban amenities and rural charm.

Listed below are some of the top destinations to visit in Puyallup, Washington:

Puyallup Historical Society at Meeker Mansion - home to rich and varied collections of art, furniture, clothing, and more from the location's background.
Bradley Lake Park - is located in the heart of Puyallup and includes a vast lake, picturesque routes, and plenty of space to kick back.
Wildwood Park - is home to a majestic forest with old trees that offer shade and security for creatures and individuals.
Clark's Creek Park South - a real hidden gem, with its delicate brook squealing through, willows popping up from the water, and dappled sunlight playing through the leaves.
Pioneer Park - with its shady trees and grassy fields, it's a wonderful place to relax and escape from the noise and chaos of the city.

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Standard post published to Wave Lending Group #21751 at July 22, 2024 17:00

Puyallup, with its scenic beauty and vibrant community spirit, presents an ideal setting for homeownership. The city is known for the iconic Washington State Fair, providing cultural and entertainment opportunities. USDA loans in Puyallup are a gateway to realizing homeownership dreams in this lively community. Our dedicated team at Wave Lending Group ensures a seamless process, guiding first-time buyers and those seeking to refinance through the intricacies of USDA loans.

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Standard post published to Wave Lending Group #21751 at July 22, 2024 16:02

Wave Lending Group in Puyallup offers VA loans - a unique mortgage plan supported by the U.S. Department of Veterans Affairs (VA).

VA loans are designed exclusively for eligible American veterans, active-duty service members, certain National Guard and Reserve members, and their surviving spouses (as long as they do not remarry).

These loans enable homeownership by providing advantages, such as:

Zero Down Payment: Borrowers can purchase a house in Puyallup or elsewhere without a down payment.
Competitive Long-Term Financing: Borrowers can get competitive interest rates for long-term financing, ensuring affordability over the life of the loan.
No Private Mortgage Insurance (PMI): VA loans eliminate the need for PMI, reducing monthly costs.
Flexible Credit Requirements: These loans have less strict credit criteria, supporting veterans with diverse credit histories.

As a reputable mortgage broker in Puyallup, we offer competitive VA loan rates, while the approval process is straightforward and swift, beginning with the completion of our VA Loan Qualifier form.

Contact Wave Lending Group to explore your VA loan options and realize your homeownership goals.

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Standard post published to Wave Lending Group #21751 at July 21, 2024 17:00

Beginning on the journey to homeownership is a significant milestone, and at Wave Lending Group, we take satisfaction in playing a key role in helping individuals and families achieve this dream. Our dedication is firm, considering our clients as customers for life. We go beyond mere transactions, striving to consistently deliver value by implementing strategies geared towards wealth accumulation, debt reduction, and minimizing monthly expenses.

Understanding USDA Loans:

As part of our comprehensive mortgage solutions, Wave Lending Group specializes in USDA loans, backed by the United States Department of Agriculture (USDA). These loans are tailored to make homeownership more accessible, particularly in outlying and suburban areas. With competitive loan rates, low mortgage insurance premiums, and favorable terms, USDA loans are a key focus for those looking to enter the real estate market in Puyallup, Milton, Sumner, Bonney Lake, and South Hill.

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Standard post published to Wave Lending Group #21751 at July 21, 2024 16:01

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

Our aim is to simplify the VA home loan process for you, offering tools and expertise to guide you through, beginning with our VA Loan Qualifier.

We'll guide you in understanding the variations among loan programs, empowering you to choose the best option, whether you're a first-time home buyer or a seasoned investor.

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Standard post published to Wave Lending Group #21751 at July 20, 2024 16:00

Do you want to buy a house in a rural area? Is the cost of the property too high? Consider taking a USDA loan.

A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to aid people who seek to buy a home in a rural area.

However, the USDA home loan process is not as quick as it sounds! Eligible borrowers should meet specific criteria to get a USDA loan. These criteria have to do with the:

Location: Borrowers must be looking to purchase a residence in a USDA-qualified rural or suburban area.
Income: They should have a steady, yet average income that does not surpass certain limits, as these loans are aimed at assisting those with moderate means.
Creditworthiness: While credit criteria are versatile, borrowers are generally expected to have a decent credit history.

Wave Lending Group in Puyallup is here to make the USDA home loan process easier and hassle-free!

As a trustworthy and expert mortgage brokerage company, we provide lower USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.

Call us now to learn more about USDA loans!

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Standard post published to Wave Lending Group #21751 at July 19, 2024 16:00

What down payment do I need to purchase a home, and are there any down payment help programs available?

The down payment amount may vary depending on factors such as the loan type and the lender's guidelines.

Generally, down payments typically vary from 3% to 20% of the home's purchase cost. For instance, conventional loans usually require a down payment of about 5% to 20%, while FHA loans may require as little as 3.5%.

Various down payment assistance programs offer financial support and incentives to help homebuyers. These programs are typically provided by state and local governments, as well as NGOs. They can pay for a portion or all of the down payment charges, making homeownership more accessible.

Mortgage brokers with comprehensive knowledge of down payment criteria can assist borrowers in identifying and accessing appropriate down payment assistance programs, ensuring that they make informed decisions according to their financial situation.

For more info on a down payment, contact Wave Lending Group in Puyallup - the trusted local mortgage brokerage company!

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Standard post published to Wave Lending Group #21751 at July 18, 2024 16:02

South Hill, found south of Puyallup WA, is a lively community known for its eclectic attractions and unspoiled beauty. Here are some of the key places in the area:

South Hill Mall - The area's prime shopping destination that features a wide range of stores, dining options, and entertainment, providing a enjoyable shopping experience.
Puyallup Fairgrounds - Home to the Washington State Fair, this venue hosts various events and concerts throughout the year, offering entertainment for everybody.

South Hill's mix of scenic beauty and urban amenities makes it a welcoming place to explore and enjoy.

If you want to buy a home or any other type of real estate in South Hill, consider applying for a Jumbo loan.

A jumbo loan is a mortgage that goes beyond the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Borrowers seeking jumbo loans usually have:

Higher Loan Amounts - finance homes with buying prices that surpass the regular loan limits in their area.
Luxury Properties
Strong Financial Profile

Wave Lending Group offers competitive jumbo loan rates and a swift, hassle-free application process. Contact us now for more info!

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Standard post published to Wave Lending Group #21751 at July 17, 2024 16:00

Are you a first-time homebuyer or a seasoned investor?

Wave Lending Group in Puyallup, Washington, can be your trusted partner in your homeownership journey.

We are a mortgage broker offering many different home loans, such as VA home loans, 30-year fixed mortgages, 15-year fixed mortgages, ARMs, FHA home loans, Jumbo loans and United States Department of Agriculture (USDA) loans.

We take pride in our knowledge, reasonable rates, and client-centric approach. Each client receives personalized attention and guidance throughout the mortgage process.

We’re also known for our quick and hassle-free mortgage applications and approval processes, which make homeownership more accessible and straightforward.

If you are looking for a mortgage broker in Puyallup, contact us to schedule an appointment. Alternatively, visit our website and get a customized mortgage rate quote instantly!

Mortgage rates change every day, and your rate will vary based on your location, economic situation, and other factors, in just 30 minutes with our online tool!

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Standard post published to Wave Lending Group #21751 at July 16, 2024 16:01

The Federal Housing Administration (FHA) loan is a government-backed mortgage program designed to make homeownership more accessible.

Due to their attractive down payment requirement and flexibility in regards to credit history, Federal Housing Administration loans are very popular. Just a 3.5% down payment is required, so it’s convenient for many buyers to purchase a home.

Those buying their first home and buyers with limited credit or down payment capabilities - those who cannot manage a traditional 20% down payment - are more likely to choose an FHA loan.

If you need an experienced professional in Federal Housing Administration (FHA) loans to explain what they are about, contact Wave Lending Group in Puyallup!

Our experienced team will tell you all about FHA loans and clarify every step of the approval process in detail.

Here's how our FHA home loan process works:

Fill out our simple FHA Loan Qualifier
Get options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that matches with your needs.

We look forward to talking with you!

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Standard post published to Wave Lending Group #21751 at July 15, 2024 16:04

To buy or not to buy a house?

The decision between renting and purchasing a house depends on your own financial situation, goals, and way of living.

On the one hand, if you consider buying a residence, keep in mind the following:

The opportunity to build equity: Homeownership allows you to accumulate equity as you pay down your mortgage, potentially leading to long-term financial benefits.
Stability: Owning a house offers stability and a sense of having your very own living space.
Tax Benefits: Homeowners may benefit from tax deductions on mortgage interest and property taxes.

On the contrary, if you are considering renting a home, keep in mind the following:

Flexibility: Renting offers flexible terms, making it easier to move when needed.
Lower Initial Costs: It typically requires less upfront money, including a lower down payment and lower maintenance costs.
Predictable Costs: Renters often have steady month-to-month payments, which makes budgeting easier.

The decision is yours!

If you decide to buy a house, Wave Lending Group in Puyallup can assist you in achieving your homeownership goals, ensuring you secure an excellent mortgage rate. Reach out to us today for more information!

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Standard post published to Wave Lending Group #21751 at July 14, 2024 16:00

What credit rating do I need to qualify for a mortgage, and how can I enhance my credit for improved rates?

Creditworthiness plays a vital role in mortgage approval and the interest rates borrowers receive.

The credit rating varies depending on the lender and the kind of mortgage. For most loan types, though, the credit score required to purchase a house is at least 620. However, a higher credit score can increase the likelihood of approval.

To boost credit for improved rates, consider the following:

Timely Payments: Pay bills on time, as payment history carries considerable weight in your credit score.

Reduce Debt: Work on reducing credit card balances and overall debt, aiming to keep debt-to-credit ratio below 30%.

Avoid New Debt: Avoid opening new credit accounts in the months leading up to your mortgage application.

Seek Professional Advice: Mortgage brokers can offer tailored guidance on credit requirements and strategies to enhance your credit profile.

Wave Lending Group in Puyallup is a seasoned mortgage broker that guides clients throughout the mortgage process, supporting you to secure a more favorable mortgage deal. Contact us today!

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Standard post published to Wave Lending Group #21751 at July 13, 2024 17:00

USDA Loans Puyallup: Rural Living, Affordable Financing

The rural areas surrounding this Washington city offer a unique living experience, and U.S. Department of Agriculture loans make this lifestyle more accessible. Collaborate with this local lender to navigate the eligibility criteria and advantages of U.S. Department of Agriculture loans. What makes Wave Lending Group the best choice in this scenario is their comprehensive understanding of the local real estate landscape. They not only guide you through the loan process but also provide insights into the unique opportunities and challenges associated with rural living in this city.

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Standard post published to Wave Lending Group #21751 at July 13, 2024 16:00

Bonney Lake is a booming city in Pierce County, WA, providing a fantastic blend of suburban charm and natural beauty.

Bonney Lake has become a desirable residential destination known for its idyllic landscapes and community spirit.

Here are some of the top destinations you shouldn't overlook when visiting Bonney Lake:

Lake Tapps - with crystal clear water and stunning mountain views, it's easy to see why this spot is a favorite among residents.
Carbon River - supplies an amazing view with its never-ending ` of crystalline water.
Allan Yorke Park - features a strolling trail, a playground, and open fields that are ideal for picnics or simply unwinding from the city.
Viking Park, Off-leash Dog Park - this park is a great location to bring your furry good friend for a day of fun. The park includes plenty of space for family pets to run and play, and a water fountain for the pets.

In short, Bonney Lake is an excellent place to live.

If you are looking for a house in Bonney Lake and need financing options, call Wave Lending Group. We are a reliable local mortgage broker that helps you get financing to purchase the house of your dreams!

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Standard post published to Wave Lending Group #21751 at July 12, 2024 16:02

Have you come across Adjustable Rate Mortgages (ARMs)?

An Adjustable Rate Mortgage (ARM) is a house loan with an interest that can vary from time to time, usually after an initial fixed-rate term.

Borrowers who are happy with initial reduced interest rates, plan to relocate or refinance within several years, change to a fixed-rate mortgage, or consider the sale of their house may opt for an ARM.

ARM is also ideal for those expecting increased future income.

Wave Lending Group is a local mortgage broker that offers competitive flexible rates and a fast, hassle-free process for residents in and around Bonney Lake.

Whether you're searching for reduced initial rates or a shorter-term financing solution, we offer flexible rate mortgages tailored to your needs, making homeownership more accessible and affordable.

If you ’re interested in ARM, complete our simple Adjustable Rate Mortgage Qualifier form to receive various loan options, compare the different mortgage interest rates, and pick the most suitable option for you.

For more information, our team is more than willing to help you throughout the process, so call us today!

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Standard post published to Wave Lending Group #21751 at July 11, 2024 17:00

Our Adjustable Rates Are Low & Our Process is Quick & Painless. An Adjustable Rate Mortgage (Adjustable Rate Mortgage). It, an ARM has an interest rate that changes periodically. The initial interest rate on an ARM is lower than that of a fixed rate mortgage. Therefore, an ARM might be a good option if you plan to own your home for only a few years, anticipate an increase in future earnings, or if the prevailing interest rate for a fixed mortgage is too high. We're here to make it a whole lot easier, with tools and expertise to help guide you along the way, starting with our Adjustable Rate Mortgage Qualifier. We'll help you clearly see differences between Financial Assistance programs, allowing you to choose the right one for you, whether you're a first-time home buyer or a seasoned investor. The Adjustable Rate Mortgage Loan Process: Here's how our home loan process works: Complete our simple Adjustable Rate Mortgage Qualifier, Receive options based on your unique criteria and scenario, Compare Financial Assistance interest rates and terms, Choose the offer that fits with your needs.

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Standard post published to Wave Lending Group #21751 at July 11, 2024 16:01

Whether you’re buying, refinancing or building your dream home, Wave Lending Group is here to assist you!

Wave Lending Group is one of the best mortgage brokers in Puyallup, WA, known for its commitment to providing top-notch mortgage services for years.

Our experienced team will help you navigate through an extensive selection of loan products, including:

Conventional Loans,
(Federal Housing Administration) FHA Loans,
Veterans Affairs (VA) Loans
30-Year Fixed Mortgage
15-Year Fixed Mortgage
Adjustable-Rate Mortgage
Jumbo Loans
United States Department of Agriculture (USDA) Loans

Our main goal is to put a premium on the financial well-being and satisfaction of our customers.

For this reason, we provide clients with essential tips and insights into the mortgage landscape. We help them understand their options and make good decisions based on their life goals and financial plans.

If you have any questions regarding mortgages, call us today.

Alternatively, visit our website and get a mortgage rate quote in just 30 seconds!

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Standard post published to Wave Lending Group #21751 at July 10, 2024 17:00

Mortgage Lender Puyallup: Direct Path to Homeownership

Navigating the lending landscape in Puyallup involves choosing a lender that provides a direct path to homeownership. This local lender streamlines the lending process, offering favorable rates and clear communication. What sets them apart as the best choice is their commitment to a client-centric approach. This local lender understands that each homebuyer is unique, and they tailor their services to meet your individual needs, providing a level of personalized attention that distinguishes them as the ideal local lender in this city in Washington.

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Standard post published to Wave Lending Group #21751 at July 10, 2024 17:00

USDA Loans in Milton:

Milton, welcomes residents to explore the advantages of USDA financing. Our commitment to a rapid and stress-free process is particularly advantageous in this community, where the desire for homeownership is met with accessible solutions. Discover how the USDA loan program in Milton simplifies the journey, providing an avenue to own a home without the burden of a substantial down payment.

In Milton, the USDA loan process encapsulates the essence of efficiency. Aspiring homeowners can navigate through the simplified steps, utilizing the USDA Loan Qualifier to receive personalized options. The attractive interest rates and tailored terms make homeownership in Milton not just a dream but a tangible and achievable reality.

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Standard post published to Wave Lending Group #21751 at July 10, 2024 16:00

Do you know what a refinance is?

A refinance is the process of replacing your existing mortgage with another loan, often with another lender.

Some of the most common reasons for refinancing are:

Lower Interest Rates: To secure a reduced interest rate.
Reduced Monthly Payments: Extending the loan term through refinancing can lead to decreased monthly payments, providing financial relief.
Access to Equity: Refinancing allows homeowners to tap into the house's equity for purposes like home improvements, debt consolidation, or investments.
Consolidating Debt: Combining high-interest debts into your mortgage can result in lower overall interest costs and reduced monthly payments.
Changing Loan Terms: Borrowers can switch from adjustable-rate mortgages (ARMs) to fixed-rate mortgages or the opposite, based on their financial goals and market conditions.
Home Improvements: Refinancing can fund house remodeling projects, enhancing the property's value.

Searching for refinancing options for a home in or around Puyallup, WA?

Contact Wave Lending Group - the reliable local mortgage broker that can help you lower your rate and monthly payment right now!

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Standard post published to Wave Lending Group #21751 at July 09, 2024 17:01

Mortgage Brokerage Puyallup: Choosing the Right Partner for Your Home Purchase

The selection of a mortgage brokerage in Puyallup extends beyond mere transactional services. Wave Lending Group, with its roots deeply embedded in the Puyallup community, stands out as the best choice for a partner in your homeownership journey. Engage with their team to discuss your long-term financial goals and obtain insights into the optimal mortgage options for your specific situation. As a locally focused brokerage, this local lender is committed to fostering lasting relationships with clients, ensuring that you not only secure a mortgage but also receive continuous support and guidance.

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Standard post published to Wave Lending Group #21751 at July 09, 2024 17:01

USDA Loans in Sumner:

A locale with rich history and picturesque landscapes, serves as an ideal canvas for homeownership through USDA loans. Our user-friendly USDA Loan Qualifier ensures that residents can embark on their homeownership journey with ease. The program provides personalized options, showcasing the attractive interest rates and advantageous terms available for Sumner residents.

The USDA loan process in Sumner is designed to cater to the unique needs of residents, offering a smooth experience from qualification to choosing the right offer. With the options of our program, Sumner becomes more than a picturesque setting; it becomes a place where homeownership dreams flourish.

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Standard post published to Wave Lending Group #21751 at July 09, 2024 17:01

Our Financial Assistance options offer low 15-year fixed rates with a fast and painless process. The Financial Assistance is fully amortized over 15 years, featuring constant monthly payments, reduced interest rates, and quicker home ownership. While committing to a higher monthly payment, many borrowers prefer a 30-year loan with larger voluntary payments. We simplify the home loan process with tools and expertise, guiding novice purchasers and seasoned investors through our 15-Year Fixed Rate Mortgage Qualifier.

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Standard post published to Wave Lending Group #21751 at July 09, 2024 16:02

What's the difference between a fixed-rate and a flexible-rate mortgage (ARM)?

With a fixed-rate mortgage, the interest rate remains constant during the whole loan term. This provides predictability and consistency in monthly payments, making it a superb choice for those seeking stability.

On the contrary, an adjustable-rate mortgage (ARM) begins with an initial fixed-rate period, followed by rate adjustments at predetermined intervals. While it usually starts with lower rates, it can fluctuate, potentially affecting monthly payments.

The choice between these two depends on factors like financial goals, risk tolerance, and the current interest rate environment. Mortgage brokers help clients align their mortgage choice with their financial goals, whether it's stability or initial affordability.

Wave Lending Group, located in the center of Puyallup, WA, offers both fixed and ARM options, ensuring borrowers make informed decisions tailored to their needs.

For more information, give us a quick call today or visit our website and get your mortgage rate quote in only 30 seconds!

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Standard post published to Wave Lending Group #21751 at July 08, 2024 17:00

VA Home Loan Bonney Lake

Situated amidst the natural beauty of the Cascade foothills, Pierce County provides a tranquil setting for veterans looking to purchase a home. Our VA home loan process in Bonney Lake is designed to streamline the path to homeownership. Start your journey by completing the Pierce County-specific VA Loan Qualifier, receiving personalized loan options based on your criteria.

Bonney Lake residents may qualify for a VA loan with minimal down payment requirements, making homeownership more accessible. Lower closing costs and a simplified qualification process further enhance the affordability and ease of the homebuying process. Compare offers and choose a mortgage plan that aligns with your financial preferences and goals.

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Standard post published to Wave Lending Group #21751 at July 08, 2024 16:01

Wave Lending Group is a local mortgage broker in Puyallup that offers home and refinance loans. During the years, we’ve served many clients from Sumner.

Sumner is a fantastic community with many activities and amenities to offer its residents, which is why it's one of the fastest-growing cities in Washington State.

At Wave Lending Group, we know that Sumner makes the ideal destination for many of you, so here are some of the most attractive spots in Sumner that make it so desirable:

Sumner Ryan House Museum - a historical home museum developed by Fred Seaman Ryan, home to fascinating exhibits showcasing the local history.
Van Lierop Park - a great location for a household picnic, with play areas, open fields, and a gorgeous view of the pond.
White River Amphitheater - an outdoor amphitheater that holds notable concerts and occasions throughout the year.
Sumner Link Trail - perfect for a morning jog or an afternoon walk, this path provides gorgeous views of the city and the surrounding mountains.
Roegner Park - this park is home to the Sumner Community Farmers Market, which occurs every Saturday morning from May to October.

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Standard post published to Wave Lending Group #21751 at July 07, 2024 17:00

VA Home Loan Sumner

Discover the charm of Pierce County while benefiting from the advantages of a VA home loan. Veterans in Pierce County can kickstart their homebuying journey by completing our straightforward VA Loan Qualifier. Pierce County residents may qualify for a VA loan with zero down payment, enjoy lower closing costs, and experience a simplified qualification process. Additionally, explore the flexibility of refinancing through the VA Streamline IRRRL program to secure lower mortgage rates without the need for a complete prequalification.

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Standard post published to Wave Lending Group #21751 at July 07, 2024 16:00

A 15-year fixed mortgage is an example of home loan with a consistent interest rate, requiring repayment over fifteen years.

Due to its short duration of, the monthly payments will be higher. Despite this, the 15-year fixed mortgage has lots of advantages:

Lower interest rates that save you money
Quicker equity buildup
Reduced interest payments compared to longer-term loans
Quicker homeownership
Fixed, predictable month-to-month payments that simplify budgeting
Better resale value
financial stress in the long term

Selecting a 15-year fixed mortgage can be a smart financial move for people who can afford the higher monthly payments and seek to build equity and save interest in the long run.

However, many borrowers choose a thirty-year fixed mortgage because there is not a big difference in interest rates.

If you live in Sumner, contact Wave Lending Group to understand the differences between the programs. We offer competitive rates and a streamlined process for both 15-year and 30-year fixed mortgages.

Our experienced team will help you to choose the best home loan based on your needs, so call us today!

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Standard post published to Wave Lending Group #21751 at July 06, 2024 17:00

The USDA Loan Process:

Understanding the process of securing a USDA loan is pivotal for prospective homebuyers. Begin your journey by completing our simple USDA Loan Qualifier. This tool serves as the gateway to personalized options based on your individual criteria and scenario. Compare mortgage interest rates and terms with ease, ultimately choosing the offer that perfectly fits your needs. Our goal is to make the USDA home loan process straightforward, efficient, and tailored to your homeownership aspirations.

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Standard post published to Wave Lending Group #21751 at July 06, 2024 16:01

Wave Lending Group is in the mortgage industry, based in Puyallup, WA.

Our services include home and refinance loans for all customers, such as VA loans, 30-year fixed-rate mortgages, 15-year fixed mortgages, adjustable-rate mortgages, Federal Housing Administration loans, Jumbo loans, and USDA loans.

Here is why you should ask help from Wave Lending Group:

360ᵒ Expertise: With extensive knowledge of the mortgage landscape, our team guides you in making informed decisions.

A range of Loan Solutions: We offer an array of mortgage products, which include VA, FHA, and conventional loans, customized to your specific requirements.

Competitive Rates: Benefit from our low mortgage rates, saving you money throughout your loan term.

Effortless Process: Our streamlined approach ensures a quick and simple mortgage experience.

Client-Centric: For our team, you're not just a client; you're part of our community. We're dedicated to your financial well-being.

When it comes to buying your ideal home, trust Wave Lending Group for top guidance and personalized solutions. Your homeownership journey begins here. Contact us today!

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Standard post published to Wave Lending Group #21751 at July 05, 2024 17:00

VA Home Loan Milton

Nestled amidst the picturesque landscapes of Pierce County, known for its scenic beauty stands out as a city with rich cultural diversity and a welcoming community. Veterans and surviving spouses looking to make Puyallup can take advantage of our streamlined VA home loan process. Kickstart your journey by completing the Puyallup-specific VA Loan Qualifier, a tool crafted to align with the unique real estate market of this vibrant city.

In Pierce County, the benefits of a VA home loan include the potential for zero or minimal down payments, making homeownership more accessible. Lower closing costs further contribute to the affordability of the process. The simplified qualification process ensures that those who have served can navigate the homebuying journey with ease. With the VA Streamline IRRRL program, Pierce County homeowners can also explore streamlined refinancing options, offering a hassle-free way to secure lower mortgage rates.

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Standard post published to Wave Lending Group #21751 at July 05, 2024 17:00

Why Choose a USDA Loan?

Delving into the benefits of a loan through USDA reinforces its attractiveness to potential homebuyers. The absence of a required down payment is a significant advantage, allowing borrowers the option to finance their homes without a significant upfront cost. Furthermore, the choice to use gifts or grants toward the mortgage adds an additional dimension of financial flexibility, making USDA loans a compelling option for those seeking a seamless path to homeownership in Puyallup, Milton, Sumner, Bonney Lake, and South Hill.

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Standard post published to Wave Lending Group #21751 at July 05, 2024 16:00

Imagine holding the keys to your dream home. Yet, the way to homeownership is often a difficult maze. This is where mortgage brokerage businesses step in as your trusted advisors to turn dreams into reality.

These experts are your financial allies, with a deep understanding of the mortgage landscape. They're not just brokers; they're dream facilitators.

Mortgage brokers open doors to a world of financing options. They're matchmakers, finding the perfect financing to suit your needs - conventional, FHA, VA, or jumbo loans.

Beyond choices, they save you money. They're knowledgeable about interest rates, negotiating the best deals for you.

Time is precious, and mortgage brokers are your time-saving wizards. They handle the legwork, leaving you to focus on your future home.

In the ever-changing real estate market, brokers expedite your journey. They streamline the process, minimizing delays.

Credit concerns? Mortgage brokers work their magic. They help you qualify for loans you thought were out of reach.

If you want to secure financing to buy a home, call Wave Lending Group - your trusted mortgage broker in Puyallup, WA!

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Standard post published to Wave Lending Group #21751 at July 04, 2024 16:00

How much does it cost to get help from a mortgage broker?

Potential clients often ask about the costs associated with asking for a mortgage broker's services.

Mortgage brokers can receive compensation through different channels, including lender-paid commissions or borrower-paid fees. It's essential to have a transparent discussion with your broker at the outset to fully comprehend any possible expenses involved in the process.

Lender-paid commissions typically mean the broker is compensated by the lender, which may result in a marginally higher interest rate for the borrower. Conversely, borrower-paid fees involve direct payments to the broker for their services.

The specific costs can vary depending on factors, such as:

the complexity of the home loan agreement
the broker's procedures

However, the valuable expertise and access to an extensive variety of loan products that brokers offer can often outweigh any associated fees, potentially leading to more affordable and tailored mortgage solutions.

Wave Lending Group in Puyallup is a mortgage broker offering favorable purchase and refinance loans. For more information, check out our website or give us a quick call today!

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Standard post published to Wave Lending Group #21751 at July 03, 2024 16:02

Milton, Washington, situated in the heart of Pierce County, is a fantastic blend of suburban tranquility and accessibility to urban amenities. Discover Milton by exploring the following places:

Milton Community Park (or Triangle Park) - An exquisite park with walking trails, play areas, and picnic areas, perfect for spending a day in nature.
Foss Waterway Seaport - Located close to Tacoma, this nautical museum showcases maritime history of the region, making for a learning and enjoyable visit.
Pioneer Farm Museum - Take a journey to the past and experience rural life in the 1880s with guided tours and interactive exhibits.
Northwest Trek Wildlife Park - Just a brief drive, this wildlife park allows visitors to observe native Northwest animals in their natural habitats.
Point Defiance Park - Explore breathtaking gardens, walking paths, and the Point Defiance Zoo & Aquarium, providing fun for the whole family.

For those thinking about homeownership in Milton, Wave Lending Group in nearby Puyallup is your reliable mortgage broker, providing expert assistance on home loans tailored to your needs.

For more information, give us a call today to schedule an appointment!

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Standard post published to Wave Lending Group #21751 at July 02, 2024 16:01

A thirty-year fixed-rate mortgage is an alternative home loan with a consistent interest rate for three decades, providing stability and monthly payments that remain constant.

It's a favored choice among homebuyers who intend to stay in their house for beyond 7 years because it offers lesser monthly payments than shorter-term mortgages like 15-year home loans.

While thirty-year fixed-rate mortgages may carry slightly higher interest rates than 15-year fixed mortgages, the extended repayment period of 30 years results in lower monthly payments, making it easier for borrowers to qualify.

Therefore, obtaining approval for a thirty-year fixed-rate mortgage is typically simpler than for a fifteen-year home loan.

Borrowers with good credit, steady income, and a moderate debt credit can easily get a thirty-year fixed-rate home loan.

Wave Lending Group in Puyallup provides thirty-year fixed-rate home loans. Our team's mission is to explain every step of the 30-year fixed mortgage loan and then direct you throughout the application and approval process, making it more convenient and stress-free.

Call us today to make homeownership achievable and affordable for you!

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Standard post published to Wave Lending Group #21751 at July 01, 2024 16:00

Are you in search of a mortgage broker in Puyallup?

Wave Lending Group is a home loan expert specializing in property and refinance loan options.

Committed to empowering our customers, our local mortgage broker goes beyond the typical role of a mortgage company.

Our mission is to provide consistent value while helping customers execute strategies that build wealth, lower debt, and lower monthly expenses.

Wave Lending Group prioritizes monetary stability and financial success for each individual. Our knowledgeable team assists in securing competitive mortgage options and provides invaluable guidance on optimizing financial choices.

With us, getting financing is simpler than any other mortgage company. For instance, we provided tools, such as Home Value Report, pre-qualified letter, refinancing evaluation, and mortgage estimator, to help you determine the value of your house, calculate a lower mortgage payment, and get a pre-approved mortgage loan and a refinance analysis.

If you're searching for a mortgage lender in Puyallup, reach out today!

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