Do you want to acquire a property in a rural area? Is the price of the home too high? Consider taking a USDA loan.
A USDA loan, backed by the United States Department of Agriculture (USDA), is a mortgage program designed to support people who seek to buy a property in a rural area.
However, the USDA home loan process is not as effortless as it sounds! Eligible borrowers should satisfy specific criteria to get a USDA loan. These criteria have to do with the:
Location: Borrowers must be seeking to acquire a property in a USDA-qualified rural or suburban area.
Income: They should have a stable, yet moderate income that does not surpass certain limits, as these loans are aimed at supporting those with modest means.
Creditworthiness: While credit criteria are versatile, borrowers are usually expected to have a decent credit history.
Wave Lending Group in Puyallup is here to make the USDA home loan process easier and stress-free!
As a dependable and experienced mortgage broker, we provide low USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.
Contact us now to learn more about USDA loans!
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