Monday, March 4, 2024

Standard post published to Wave Lending Group #21751 at March 04, 2024 16:00



A fifteen-year fixed mortgage is an example of home loan with a steady interest rate, requiring repayment over fifteen years.

Due to its brief duration, the monthly payments will be higher. Despite this, the 15-year fixed mortgage has lots of benefits:

Lower interest rates that save you money
Quicker equity buildup
Reduced interest payments compared to longer-term loans
Faster homeownership
Fixed, predictable monthly payments that simplify budgeting
Better resale value
financial stress in the long term

Choosing a 15-year fixed mortgage can be a wise financial move for people who can afford the higher monthly payments and seek to build equity and save interest in the long run.

Yet, many borrowers choose a 30-year fixed mortgage because there is not a big difference in interest rates.

If you are in Sumner, contact Wave Lending Group to learn about the differences between the programs. We offer competitive rates and a streamlined process for both 15-year and 30-year fixed mortgages.

Our expert team will help you to choose the best mortgage based on your needs, so call us today!

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