Do you want to acquire a property in a rural area? Is the cost of the home too high? Look into taking a USDA loan.
A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to assist those who seek to buy a property in a rural area.
However, the USDA home loan process is not as easy as it sounds! Eligible borrowers should satisfy specific criteria to get a USDA loan. These criteria have to do with the:
Location: Borrowers must be seeking to acquire a property in a USDA-qualified rural or suburban area.
Income: They should have a stable, yet modest income that does not go beyond certain limits, as these loans are aimed at helping those with moderate means.
Creditworthiness: While credit requirements are flexible, borrowers are usually expected to have a reasonable credit history.
Wave Lending Group in Puyallup is here to make the USDA home loan process simpler and hassle-free!
As a reputable and expert mortgage brokerage company, we provide reduced USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.
Call us now to learn more about USDA loans!
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