Saturday, February 10, 2024

Standard post published to Wave Lending Group #21751 at February 10, 2024 16:00



What's the difference between a fixed-rate and a flexible-rate mortgage (ARM)?

With a fixed-rate mortgage, the interest rate remains constant during the whole loan term. This provides predictability and consistency in monthly payments, making it a superb choice for those seeking stability.

On the other hand, an adjustable-rate mortgage (ARM) begins with an initial fixed-rate period, followed by rate adjustments at predetermined intervals. While it usually starts with lower rates, it can fluctuate, possibly affecting monthly payments.

The choice between the two depends on factors like financial goals, risk tolerance, and the current interest rate environment. Mortgage brokers help clients align their mortgage choice with their financial goals, whether it's stability or initial affordability.

Wave Lending Group, located in the heart of Puyallup, Washington, offers both fixed and ARM options, ensuring borrowers make informed decisions tailored to their needs.

For more information, give us a quick call today or visit our website and get your mortgage rate quote in only 30 seconds!

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