Standard post published to Wave Lending Group #21751 at February 29, 2024 16:00

Milton, Washington, nestled central in Pierce County, offers a charming blend of suburban tranquility and accessibility to urban amenities. Discover Milton by checking out the following places:

Milton Community Park (or Triangle Park) - A stunning park with walking trails, play areas, and picnic spots, excellent for a day outdoors.
Foss Waterway Seaport - Located nearby in Tacoma, this nautical museum showcases the maritime heritage of the region, making for an educational and enjoyable visit.
Pioneer Farm Museum - Step back in time and experience rural life in the 1880s with private tours and interactive exhibits.
Northwest Trek Wildlife Park - Just a brief drive, this wildlife park allows visitors to observe native Northwest animals in their natural environment.
Point Defiance Park - Explore breathtaking gardens, walking paths, and the Point Defiance Zoo & Aquarium, providing fun for the whole family.

For those considering homeownership in Milton, Wave Lending Group in Puyallup is your reliable mortgage broker, providing expert guidance on home loans tailored to your needs.

For more information, call us today to arrange an appointment!

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Standard post published to Wave Lending Group #21751 at February 28, 2024 16:00

A 30-year fixed mortgage is an alternative home loan with a consistent interest rate for three decades, providing stability and monthly payments that never change.

It's a favored choice among homebuyers who plan to stay in their house for more than 7 years because it offers lower monthly payments than shorter-term mortgages like 15-year fixed mortgages.

While thirty-year fixed-rate mortgages may carry slightly higher interest rates than 15-year fixed mortgages, the extended repayment period of 30 years results in reduced monthly payments, making it easier for borrowers to qualify.

Hence, obtaining approval for a thirty-year fixed-rate mortgage is typically simpler than for a 15-year mortgage.

Borrowers with good credit, stable income, and a low debt loan can easily get a 30-year fixed mortgage loan.

Wave Lending Group in Puyallup provides 30-year fixed mortgage loans. Our team's mission is to explain every step of the thirty-year fixed-rate home loan and then lead you throughout the application and approval process, making it simpler and stress-free.

Contact us today to make homeownership attainable and affordable for you!

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Standard post published to Wave Lending Group #21751 at February 27, 2024 16:00

Are you in search of a loan specialist in Puyallup?

Wave Lending Group is a mortgage broker specializing in real estate and refinance loans.

Committed to empowering our customers, our local mortgage broker goes beyond the standard role of a mortgage provider.

Our mission is to deliver consistent value while helping clients apply strategies that accumulate wealth, lower debt, and decrease monthly expenses.

Wave Lending Group prioritizes financial stability and financial success for each individual. Our seasoned team assists in securing competitive mortgage options and provides invaluable guidance on optimizing financial choices.

With us, acquiring a mortgage loan is simpler than any other mortgage company. For instance, we provided tools, such as Home Value Report, Pre-Approval Letter, refinancing evaluation, and mortgage estimator, to help you determine the value of your property, calculate a lower mortgage payment, and get loan pre-approval and a loan refinancing assessment.

If you're in need of a home loan expert in Puyallup, give us a call today!

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Standard post published to Wave Lending Group #21751 at February 26, 2024 16:00

Do you know what a mortgage loan is?

A mortgage is a financial instrument that makes possible the acquisition of real estate, commonly a home. It is a lawful and binding contract between a borrower and a lender, usually a bank or a banking entity, in which the lender provides funds to the borrower to acquire a property. In return, the borrower agrees to return the loan over a specified period, frequently 15 to 30 years, together with interest.

Mortgages are secured loans, meaning the property itself serves as collateral. If the borrower fails to make the predetermined payments, the lender has the legal right to take the property through a procedure known as foreclosure.

Mortgages come in numerous types, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), and government-backed loans like FHA and VA loans. Every type has its conditions and terms, interest rates, and eligibility criteria, making it crucial for borrowers to pick the one that aligns best with their financial situation and goals.

Wave Lending Group in Puyallup informs people about the different types of mortgage loans and then helps them choose the right one, making loan application easier.

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Standard post published to Wave Lending Group #21751 at February 25, 2024 17:00

Sumner, with its rich history and tight community, is an attractive place to call home. The city boasts the charming Main Street, lined with historic buildings and unique boutiques. USDA loans in Sumner open doors to affordable homeownership, and Wave Lending Group's expertise ensures a smooth and transparent experience. Whether you're drawn to the antique structures or the community events, our team assists aspiring homeowners in realizing their dreams in Sumner.

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Standard post published to Wave Lending Group #21751 at February 25, 2024 16:00

What is the role of a mortgage broker, and why should I use one?

Mortgage brokers play an essential role in the home financing process. These specialists serve as intermediaries between borrowers and lenders.

Brokers assist borrowers to find and secure mortgage loans from various lenders. They can offer access to a diverse array of loan products, help you evaluate offers, and drive you through the application process. Using a broker can save you time and potentially money by finding the best mortgage deal for your specific requirements.

Mortgage brokers leverage their specialized knowledge and extensive lender networks to match borrowers with loans customized for their financial situation. They streamline the application process, ensuring it's smooth and efficient. In short, an expert mortgage broker can secure a loan that fits to your unique circumstances, possibly saving you time and money.

Wave Lending Group in Puyallup, WA, is a local mortgage brokerage company that helps you to choose the best loan program for you.

Contact Wave Lending Group and learn which loan is best for you!

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Standard post published to Wave Lending Group #21751 at February 24, 2024 17:00

Milton, with its charming charm and proximity to the bustling city of Tacoma, offers a unique blend of tranquility and convenience. Residents can enjoy the outdoors at Fife Historical Park or explore the thriving local markets. In Milton, USDA loans become a strategic tool for aspiring homeowners. Our team at Wave Lending Group understands the distinctive housing needs of Milton residents, providing personalized guidance through the USDA loan process.

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Standard post published to Wave Lending Group #21751 at February 24, 2024 16:00

Are you searching for your dream home in WA? Wave Lending Group in Puyallup, a trusted mortgage brokerage company, provides loan solutions for home purchases and home refinance loans.

Visit Wave Lending Group, check your loan options, and then visit Puyallup! Puyallup is a picturesque city located in the Puget Sound region of the Pacific Northwest.

Known for its natural beauty, vibrant community, and rich history, Puyallup offers an exceptional mix of urban amenities and rural charm.

Listed below are some of the top places to visit in Puyallup, WA:

Puyallup Historical Society at Meeker Mansion - home to rich and varied collections of art, furnishings, clothes, and more from the area's background.
Bradley Lake Park - lies in the center of Puyallup and features a vast lake, beautiful tracks, and lots of space to kick back.
Wildwood Park - is home to a marvelous forest with old forests that provide shade and security for animals and people.
Clark's Creek Park South - a true hidden treasure, with its delicate brook squealing through, willows popping up from the water, and dappled sunlight playing through the leaves.
Pioneer Park - with its shady trees and grassy fields, it's a remarkable location to unwind and escape from the noise and chaos of the city.

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Standard post published to Wave Lending Group #21751 at February 23, 2024 17:02

Puyallup, with its scenic beauty and robust community spirit, presents an ideal setting for homeownership. The city is known for the iconic Washington State Fair, providing entertainment and leisure opportunities. USDA loans in Puyallup are a gateway to realizing homeownership dreams in this dynamic community. Our dedicated team at Wave Lending Group ensures a seamless process, guiding newcomers and those seeking to refinance through the intricacies of USDA loans.

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Standard post published to Wave Lending Group #21751 at February 23, 2024 16:00

Wave Lending Group in Puyallup offers VA loans - a specialized mortgage program supported by the U.S. Department of Veterans Affairs (VA).

VA loans are made exclusively for eligible American veterans, active-duty service members, certain National Guard and Reserve members, and their surviving spouses (as long as they do not remarry).

These loans enable homeownership by offering advantages, like:

Zero Down Payment: Borrowers can purchase a home in Puyallup or elsewhere without a down payment.
Competitive Long-Term Financing: Borrowers can get competitive interest rates for long-term financing, ensuring affordability during the life of the loan.
No Private Mortgage Insurance (PMI): VA loans eliminate the need for PMI, lowering monthly expenses.
Flexible Credit Requirements: These loans have more lenient credit criteria, supporting veterans with diverse credit histories.

As a reputable mortgage broker in Puyallup, we offer competitive VA loan rates, while the approval process is straightforward and swift, beginning with the completion of our VA Loan Qualifier form.

Contact Wave Lending Group to discover your VA loan options and realize your homeownership goals.

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Standard post published to Wave Lending Group #21751 at February 22, 2024 17:02

Embarking on the journey to homeownership is a significant milestone, and at Wave Lending Group, we take joy in playing a central role in helping individuals and families achieve this dream. Our commitment is steadfast, considering our clients as customers for life. We go beyond mere transactions, striving to consistently deliver advantage by implementing strategies geared towards wealth accumulation, debt reduction, and minimizing monthly expenses.

Understanding USDA Loans:

As part of our comprehensive mortgage solutions, Wave Lending Group specializes in United States Department of Agriculture loans, backed by the United States Department of Agriculture (USDA). These loans are tailored to make homeownership more accessible, particularly in rural and suburban areas. With competitive interest rates, low mortgage insurance premiums, and favorable terms, USDA loans are a key focus for those looking to enter the real estate market in Puyallup, Milton, Sumner, Bonney Lake, and South Hill.

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Standard post published to Wave Lending Group #21751 at February 22, 2024 16:01

Are you ready to buy a house? Searching for financing solutions for a home or any other kind of property? Contact Wave Lending Group, a dependable mortgage broker in Puyallup, WA!

At Wave Lending Group, we do not care only about mortgages; we care about your financial future. We're here to help you through one of life's most significant decisions - purchasing your dream house.

Our first goal is to offer you the knowledge and tools to make informed home loan choices that fit your financial plans and life goals (e.g., retirement and wealth accumulation). More precisely, we want to assist you in implementing strategies that enhance wealth, decrease debt, and reduce your monthly expenses.

For this reason, we offer many different loan plans, such as Veterans Affairs (VA) loans, 30-year or 15-year fixed home loans, adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Jumbo loans and United States Department of Agriculture (USDA) loans.

As your mortgage broker in Puyallup, we're committed to serving you for life. Your home is your shelter, and we're fully committed to helping you build that future securely.

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Standard post published to Wave Lending Group #21751 at February 21, 2024 16:00

Do you want to purchase a home in a rural area? Is the price of the house too high? Take into account taking a USDA loan.

A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to assist those who want to buy a property in a rural area.

However, the USDA home loan process is not as straightforward as it sounds! Eligible borrowers should meet specific criteria to get a USDA loan. These criteria have to do with the:

Location: Borrowers must be searching to obtain a residence in a USDA-qualified rural or suburban area.
Income: They should have a stable, yet moderate income that does not surpass certain limits, as these loans are aimed at supporting those with modest means.
Creditworthiness: While credit requirements are flexible, borrowers are typically expected to have a reasonable credit history.

Wave Lending Group in Puyallup is here to make the USDA home loan process easier and hassle-free!

As a dependable and expert mortgage brokerage company, we provide low USDA loan rates and a simple application process, ensuring everyone can achieve their rural or suburban homeownership goals.

Contact us today to learn more about USDA loans!

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Unlocking Homeownership: A Comprehensive Guide to USDA Loans in Puyallup

 

Embarking on the journey to homeownership is a monumental step, and finding the right financial solution is crucial. In the picturesque city of Puyallup, prospective homebuyers have a valuable ally in their quest for a home loan: USDA loans. At Wave Lending Group, our commitment is to help individuals, whether they are first-time buyers or looking to refinance their existing mortgages, achieve their homeownership dreams. In this comprehensive guide, we will delve deeper into the world of USDA loans in Puyallup, exploring the benefits, eligibility criteria, and how our dedicated team can assist you in navigating the process seamlessly.

Understanding USDA Loans:

USDA loans, offered by the United States Department of Agriculture, provide a unique and affordable home financing option primarily targeting rural and suburban areas. Given Puyallup's distinctive blend of suburban and rural characteristics, USDA loans emerge as a practical and advantageous solution for aspiring homeowners in the region.

Key Features of USDA Loans:

1. Zero Down Payment Advantage: One of the most enticing features of USDA loans is the ability to purchase a home with no down payment. This not only reduces the immediate financial burden but also opens up homeownership possibilities for a broader spectrum of individuals and families.

2. Low-Interest Rates for Long-Term Savings: USDA loans typically offer lower interest rates than conventional mortgages, ensuring that homeowners can enjoy substantial savings over the life of their loans.

3. Flexible Credit Requirements: Unlike some conventional loans, USDA loans consider a wider range of credit histories, making homeownership accessible to individuals with varying credit scores.

4. Income Eligibility Criteria: USDA loans prioritize low to moderate-income households, fostering inclusivity and making homeownership a reality for a more extensive portion of the population.

Our Commitment to Your Financial Success:

At Wave Lending Group, we go beyond the transactional aspects of home loans. We view each client as a customer for life, committed to delivering ongoing value by assisting you in implementing strategies that accumulate wealth, reduce debt, and minimize monthly expenses.

Strategies for Wealth Accumulation:

1. Leveraging Home Equity: With the assistance of USDA loans, homeowners can start building equity in their homes immediately, creating a valuable asset that can be leveraged for future financial endeavors.

2. Tailored Financial Planning: Our team provides personalized financial planning services to help you make informed decisions not only about your mortgage but also about your overall financial well-being.

3. Refinancing Opportunities: Market conditions change, and we ensure our clients stay informed about potential refinancing opportunities that could result in reduced interest rates and monthly payments.

Reducing Debt and Monthly Expenses:

1. Effective Budgeting Assistance: We offer guidance on budgeting to help you manage your finances effectively, allowing you to allocate resources to debt repayment and savings.

2. 
   

3. Strategic Loan Repayment Planning: Our team collaborates with you to develop strategies for paying down your mortgage faster, potentially saving thousands of dollars in interest over the life of the loan.

Conclusion:

In the pursuit of homeownership in Puyallup, USDA loans emerge as a compelling choice, offering affordability and financial flexibility. At Wave Lending Group, our team is dedicated not only to facilitating the home loan process but also to supporting your long-term financial goals. We invite you to explore the possibilities of USDA loans with us, as we continue to help individuals become homeowners and save money on their home loans. Your journey to homeownership in Puyallup is our priority, and we are here to guide you every step of the way.

Visit Them Here:

Get In Touch With Them Here:

Wave Lending Group #21751 219 4th Ave SE Puyallup Washington 98372 (253) 539-1700 https://wavelending.com/

Read Our Next Blog About: USDA Loans Milton

Standard post published to Wave Lending Group #21751 at February 20, 2024 16:00

What down payment do I need to buy a home, and are there any down payment help programs available?

The down payment amount may fluctuate depending on aspects such as the loan type and the lender's guidelines.

In general, down payments typically fluctuate from 3% to 20% of the home's purchase price. For example, conventional loans usually need a down payment of around 5% to 20%, while FHA loans may need as little as 3.5%.

Various down payment assistance programs offer economic support and incentives to support homebuyers. These programs are typically provided by state and local governments, as well as nonprofit organizations. They can offset a portion or all of the down payment fees, making homeownership more accessible.

Mortgage brokers with in-depth knowledge of down payment criteria can assist borrowers in identifying and accessing suitable down payment assistance programs, ensuring that they make well-informed decisions aligned with their financial situation.

For more details on a down payment, call Wave Lending Group in Puyallup - the trusted local mortgage brokerage company!

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Standard post published to Wave Lending Group #21751 at February 19, 2024 16:00

South Hill, situated south of Puyallup WA, is a lively community known for its eclectic attractions and scenic beauty. Here are some of the must-visit places in the area:

South Hill Mall - The area's top shopping destination that features a wide range of stores, dining options, and entertainment, providing a enjoyable shopping experience.
Puyallup Fairgrounds - Home to the Washington State Fair, this venue hosts several events and concerts throughout the year, offering entertainment for all ages.

South Hill's mixture of scenic beauty and urban amenities makes it an inviting place to explore and enjoy.

If you want to buy a home or any other type of real estate in South Hill, consider applying for a Jumbo loan.

A jumbo loan is a mortgage that goes beyond the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Borrowers interested in jumbo loans often have:

Higher Loan Amounts - finance homes with purchase prices that surpass the conventional loan limits in their area.
Luxury Properties
Strong Financial Profile

Wave Lending Group offers favorable jumbo loan rates and a fast, hassle-free application process. Contact us today for more info!

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Standard post published to Wave Lending Group #21751 at February 18, 2024 16:00

Are you new to the housing market or a seasoned investor?

Wave Lending Group in Puyallup, WA, can be your best partner in your homeownership journey.

We are a mortgage broker offering many different home loans, such as VA home loans, 30-year fixed-rate mortgages, 15-year fixed mortgages, ARMs, Federal Housing Administration (FHA) loans, Jumbo loans and United States Department of Agriculture (USDA) loans.

We take pride in our knowledge, competitive rates, and customer-focused approach. Each client receives customized assistance and guidance throughout the mortgage process.

We’re also known for our efficient and stress-free mortgage applications and approval processes, which make homeownership more attainable and simple.

If you are searching for a mortgage broker in Puyallup, call us to schedule an appointment. Alternatively, check out our website and get a customized mortgage rate quote instantly!

Mortgage rates change every day, and your rate will vary based on your location, economic situation, and other factors, in just 30 minutes with our online tool!

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Standard post published to Wave Lending Group #21751 at February 17, 2024 16:00

The Federal Housing Administration (FHA) loan is a government-supported mortgage program offered to make homeownership more accessible.

Due to their favorable down payment requirement and flexibility regarding credit history, Federal Housing Administration loans are very popular. Just a 3.5% down payment is required, so it’s convenient for many buyers to purchase a home.

First-time buyers and buyers with modest credit or down payment capabilities - those who cannot manage a traditional 20% down payment - are more likely to choose an FHA loan.

If you need a knowledgeable specialist in Federal Housing Administration (FHA) loans to clarify what they are about, contact Wave Lending Group in Puyallup!

Our experienced team will tell you all about FHA loans and clarify every step of the approval process in full detail.

Here's how our FHA home loan process works:

Complete our simple FHA Loan Qualifier
Get options based on your distinct criteria and scenario
Compare mortgage interest rates and terms
Select the offer that matches with your needs.

We will be happy to talk with you!

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Standard post published to Wave Lending Group #21751 at February 16, 2024 16:00

To buy or not to buy a house?

The decision between buying and renting a house depends on your individual financial situation, goals, and way of living.

On the one hand, if you are thinking about buying a house, keep in mind the following:

The opportunity to build equity: Homeownership allows you to grow equity as you pay down your mortgage, possibly leading to long-term financial benefits.
Stability: Owning a home provides stability and a sense of ownership in your living space.
Tax Benefits: Homeowners may benefit from tax deductions on mortgage interest and property taxes.

On the other hand, if you are thinking about renting a house, keep in mind the following:

Flexibility: Renting offers flexible terms, making it easier to move when needed.
Lower Initial Costs: It typically requires less upfront money, including a reduced initial deposit and fewer ongoing maintenance expenses.
Predictable Costs: Renters often have fixed monthly payments, which makes budgeting easier.

The decision is ultimately yours!

If you decide to buy a house, Wave Lending Group in Puyallup can assist you in achieving your homeownership goals, ensuring you secure an excellent mortgage rate. Contact us today for more information!

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Standard post published to Wave Lending Group #21751 at February 15, 2024 17:00

Home Loan Financial Assistance Puyallup: Navigating Support Programs

In a community that values community well-being, exploring financial assistance programs is essential. This local lender's knowledge of local and state-specific assistance programs, including financial support for down payments and grants, is invaluable. What sets them apart as the preferred choice is their proactive approach to financial assistance. Wave Lending Group actively works with clients to explore all available options, ensuring that you maximize your eligibility for assistance programs and making homeownership more achievable in this city.

Navigating the world of mortgages in this Washington city involves a nuanced understanding of the local market, a custom approach to financing, and strategic collaboration with a reliable partner. With Wave Lending Group in Puyallup, WA, you gain access to a team of experts committed to making your homeownership dreams a reality. This thorough guide, enriched with insights into each facet of the home financing process and Wave Lending Group's unique strengths, empowers you with the knowledge needed to secure the perfect mortgage for your Puyallup.

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Standard post published to Wave Lending Group #21751 at February 15, 2024 16:00

What credit score do I need to qualify for a mortgage, and how can I boost my credit for better rates?

Creditworthiness plays a pivotal role in mortgage approval and the interest rates borrowers receive.

The credit score varies depending on the lender and the kind of mortgage. For most loan types, though, the credit score required to purchase a house is at least 620. However, a greater credit score can increase the chances of approval.

To improve credit for favorable rates, consider the following:

Timely Payments: Pay bills on time, as payment history carries significant weight in your FICO score.

Reduce Debt: Work on reducing credit card balances and total debt, aiming to keep credit utilization below 30%.

Avoid New Debt: Minimize opening new credit accounts in the months closer to your mortgage application.

Seek Professional Advice: Mortgage brokers can offer tailored guidance on credit requirements and strategies to improve your creditworthiness.

Wave Lending Group in Puyallup is a well-versed mortgage broker that leads clients throughout the mortgage process, aiding you to secure a better mortgage deal. Contact us today!

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Standard post published to Wave Lending Group #21751 at February 14, 2024 16:00

Bonney Lake is a prosperous city in Pierce County, WA, offering a charming blend of suburban charm and natural beauty.

Bonney Lake has evolved into a desirable residential destination known for its picturesque landscapes and community spirit.

Here are some of the top destinations you shouldn't overlook when going to Bonney Lake:

Lake Tapps - with crystal clear water and stunning mountain scenery, it's easy to see why this location is a favorite amongst tourists.
Carbon River - provides an astonishing view with its continuous ` of crystalline water.
Allan Yorke Park - features a walking trail, a playground, and open fields that are perfect for picnics or simply unwinding from the city.
Viking Park, Off-leash Dog Park - this park is a fantastic location to bring your furry good friend for a day of enjoyable. The park includes lots of room for animals to run and play, and a water fountain for the dogs.

In short, Bonney Lake is an ideal place to live.

If you are looking for a house in Bonney Lake and need financing options, call Wave Lending Group. We are a dependable local mortgage broker that helps you get financing to buy the house of your dreams!

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Standard post published to Wave Lending Group #21751 at February 13, 2024 17:01

FHA Loans Puyallup: An Entryway to Affordable Home Financing

For first-time homebuyers in Puyallup, Federal Housing Administration loans serve as an entryway to affordable homeownership. Wave Lending Group recognizes the importance of these loans and guides clients through the intricacies, helping them understand the lower down payment requirements and flexible qualification standards. What sets Wave Lending Group apart is their dedication to education. They empower clients with the knowledge needed to make informed decisions, ensuring that first-time homebuyers embark on their homeownership journey with confidence.

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Standard post published to Wave Lending Group #21751 at February 13, 2024 16:00

Have you come across Adjustable Rate Mortgages (ARMs)?

An Adjustable Rate Mortgage (ARM) is a house loan with an interest rate that can fluctuate periodically, commonly after an initial fixed-rate period.

Borrowers who are happy with initial lower interest rates, intend to move or refinance within a few years, change to a fixed-rate mortgage, or think about the sale of their house may choose an ARM.

ARM is also suitable for those expecting increased future revenue.

Wave Lending Group is a trusted mortgage broker that provides competitive flexible rates and a quick, hassle-free process for residents in and around Bonney Lake.

Whether you're searching for reduced initial rates or a shorter-term financing solution, we offer adaptable rate mortgages tailored to your needs, making homeownership more accessible and cost-effective.

If you want to know more about ARM, complete our simple Adjustable Rate Mortgage Qualifier form to get access to various loan options, compare the different mortgage interest rates, and select the most suitable option for you.

For more information, our team is more than glad to help you throughout the process, so contact us today!

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Standard post published to Wave Lending Group #21751 at February 12, 2024 17:00

VA Home Loan Puyallup: Serving Those Who Served

This city takes pride in its strong support for veterans, making VA home loans an outstanding option. Wave Lending Group's expertise in navigating the specific requirements of VA loans is invaluable. They go beyond mere knowledge; their team genuinely understands the sacrifices made by veterans and their families. With a commitment to providing the best financial solutions, Wave Lending Group is the ideal choice for veterans seeking a seamless and supportive homebuying experience in Puyallup.

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Standard post published to Wave Lending Group #21751 at February 12, 2024 16:00

Whether you’re buying, refinancing or building your dream home, Wave Lending Group is here to assist you!

Wave Lending Group is one of the best mortgage brokers in Puyallup, WA, known for its focus on offering top-notch mortgage services for years.

Our knowledgeable team will help you navigate through an extensive selection of loan products, including:

Conventional Loans,
(Federal Housing Administration) FHA Loans,
Veterans Affairs (VA) Loans
30-Year Fixed Mortgage
15-Year Fixed Mortgage
Adjustable-Rate Mortgage
Jumbo Loans
United States Department of Agriculture (USDA) Loans

Our main goal is to prioritize the financial well-being and satisfaction of our customers.

For this reason, we provide clients with priceless advice and insights into the mortgage industry. We help them understand their options and make the best decisions based on their life goals and financial plans.

If you have any concerns regarding loans, contact us today.

Alternatively, visit our website and get a mortgage rate quote in just 30 seconds!

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Standard post published to Wave Lending Group #21751 at February 11, 2024 17:00

Mortgage Lender Puyallup: Direct Path to Homeownership

Navigating the lending landscape in Puyallup involves choosing a lender that provides a direct path to homeownership. Wave Lending Group streamlines the lending process, offering competitive rates and clear communication. What sets them apart as the preferred choice is their commitment to a client-centric approach. Wave Lending Group understands that each homebuyer is unique, and they tailor their services to meet your individual needs, providing a level of personalized attention that distinguishes them as the ideal local lender in Puyallup.

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Standard post published to Wave Lending Group #21751 at February 11, 2024 16:00

Do you know what a refinance is?

A refinance is exchanging your existing mortgage with another loan, often with a new lender.

Some of the most common reasons for refinancing are:

Lower Interest Rates: To secure a lower interest rate.
Reduced Monthly Payments: Prolonging your loan term through refinancing can lead to lower monthly payments, providing financial relief.
Access to Equity: Refinancing allows homeowners to tap into their home's equity for purposes like home improvements, debt consolidation, or investments.
Consolidating Debt: Combining high-interest debts into your mortgage can result in lower overall interest costs and simplified monthly payments.
Changing Loan Terms: Borrowers can switch from adjustable-rate mortgages (ARMs) to fixed-rate mortgages or the opposite, depending on their financial goals and market conditions.
Home Improvements: Refinancing can fund home renovation projects, increasing the property's value.

Searching for refinancing options for a home in and around Puyallup, Washington?

Call Wave Lending Group - a trusted local mortgage broker that can help you lower your rate and month-to-month payment right now!

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Standard post published to Wave Lending Group #21751 at February 10, 2024 17:00

Veterans Affairs Home Loan South Hill

Characterized by its diverse community and picturesque surroundings, Pierce County stands as an ideal location for veterans pursuing homeownership. Our VA home loan process in Pierce County is tailored to cater to the unique characteristics of this community. Begin the process by completing the VA Loan Qualifier, providing personalized options based on your criteria.

Residents of South Hill may qualify for a VA loan with the advantage of zero down payments, reducing the financial barriers associated with buying a home. Lower closing costs and a simplified qualification process contribute to a smoother homebuying experience. Explore the additional advantage of streamlined refinancing through the VA Streamline IRRRL program, allowing South Hill homeowners to secure lower mortgage rates without a complete prequalification.

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Standard post published to Wave Lending Group #21751 at February 10, 2024 17:00

Mortgage Brokerage Puyallup: Choosing the Right Partner for Your Home Purchase

The selection of a mortgage brokerage in Puyallup extends beyond mere transactional services. Wave Lending Group, with its roots deeply embedded in the Puyallup community, stands out as the preferred choice for a partner in your home-buying journey. Engage with their team to discuss your long-term financial goals and obtain insights into the majestic mortgage options for your specific situation. As a locally focused brokerage, Wave Lending Group is committed to fostering lasting relationships with clients, ensuring that you not only secure a mortgage but also receive continuous support and guidance.

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Standard post published to Wave Lending Group #21751 at February 10, 2024 17:00

USDA Loans in Sumner:

A locale with rich history and picturesque landscapes, serves as an ideal canvas for homeownership through USDA financing. Our easy-to-use USDA Loan Qualifier ensures that residents can embark on their homeownership journey with ease. The program provides personalized options, showcasing the attractive interest rates and advantageous terms available for Sumner residents.

The USDA loan process in Sumner is designed to cater to the unique needs of residents, offering a seamless experience from qualification to choosing the right offer. With the options of our program, Sumner becomes more than a picturesque setting; it becomes a place where homeownership dreams flourish.

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Standard post published to Wave Lending Group #21751 at February 10, 2024 16:00

What's the difference between a fixed-rate and a flexible-rate mortgage (ARM)?

With a fixed-rate mortgage, the interest rate remains constant during the whole loan term. This provides predictability and consistency in monthly payments, making it a superb choice for those seeking stability.

On the other hand, an adjustable-rate mortgage (ARM) begins with an initial fixed-rate period, followed by rate adjustments at predetermined intervals. While it usually starts with lower rates, it can fluctuate, possibly affecting monthly payments.

The choice between the two depends on factors like financial goals, risk tolerance, and the current interest rate environment. Mortgage brokers help clients align their mortgage choice with their financial goals, whether it's stability or initial affordability.

Wave Lending Group, located in the heart of Puyallup, Washington, offers both fixed and ARM options, ensuring borrowers make informed decisions tailored to their needs.

For more information, give us a quick call today or visit our website and get your mortgage rate quote in only 30 seconds!

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Standard post published to Wave Lending Group #21751 at February 09, 2024 17:00

VA Home Loan Bonney Lake

Situated amidst the natural beauty of the Cascade foothills, Bonney Lake provides a tranquil setting for veterans looking to purchase a home. Our VA home loan process in Bonney Lake is designed to streamline the path to homeownership. Start your journey by completing the Pierce County-specific VA Loan Qualifier, receiving personalized loan options based on your criteria.

Pierce County residents may qualify for a VA loan with minimal down payment requirements, making homeownership more accessible. Lower closing costs and a simplified qualification process further enhance the affordability and ease of the homebuying process. Compare offers and choose a mortgage plan that aligns with your financial preferences and goals.

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Standard post published to Wave Lending Group #21751 at February 09, 2024 16:00

Wave Lending Group is a trusted mortgage broker in Puyallup that offers home and refinance loans. Over the years, we’ve served many clients from Sumner.

Sumner is a great community with many activities and amenities to offer its locals, which is why it's one of the fastest-growing cities in Washington State.

At Wave Lending Group, we know that Sumner makes the top destination for many of you, so here are some of the most exciting spots in Sumner that make it so desirable:

Sumner Ryan House Museum - a historic house museum developed by Fred Seaman Ryan, home to intriguing exhibits showcasing the local history.
Van Lierop Park - an excellent place for a family picnic, with play areas, open fields, and a lovely view of the pond.
White River Amphitheater - an outdoor amphitheater that organizes notable shows and events throughout the year.
Sumner Link Trail - ideal for a morning jog or an afternoon walk, this path provides stunning views of the city and the surrounding mountains.
Roegner Park - this park is house to the Sumner Community Farmers Market, which happens every Saturday morning from May to October.

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Standard post published to Wave Lending Group #21751 at February 08, 2024 16:00

A fifteen-year fixed mortgage is a type of home loan with a consistent interest rate, requiring repayment over 15 years.

Due to its short duration of, the monthly payments will be higher. Despite this, the 15-year fixed mortgage has many advantages:

Lower interest rates that save you money
Faster equity buildup
Reduced interest payments compared to longer-term loans
Quicker homeownership
Fixed, predictable monthly payments that simplify budgeting
Higher resale value
financial stress in the long term

Selecting a 15-year fixed mortgage can be a clever financial move for people who can afford the higher monthly payments and wish to build equity and save interest in the long run.

Yet, many borrowers choose a 30-year fixed mortgage because there is not a big difference in interest rates.

If you live in Sumner, call Wave Lending Group to learn about the differences between the programs. We offer competitive rates and a simplified process for both 15-year and 30-year fixed mortgages.

Our experienced team will help you to choose the best mortgage based on your needs, so call us today!

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Standard post published to Wave Lending Group #21751 at February 07, 2024 17:00

VA Home Loan Milton

Situated in the heart of Pierce County, Milton provides a welcoming environment for veterans seeking a home. Our VA home loan process in Milton starts with the user-friendly VA Loan Qualifier, helping you receive tailored options based on your criteria. Explore the advantages of VA loans, including the potential for zero down payments, cost-effective closing, and a simplified qualification process. Navigate the Milton real estate market with confidence, choosing an offer that aligns with your homeownership goals.

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Standard post published to Wave Lending Group #21751 at February 07, 2024 16:00

Wave Lending Group is specialized in mortgages, situated in Puyallup, Washington.

We offer home and refinance loans for every client, such as VA loans, 30-year fixed-rate mortgages, a 15-year fixed mortgage, adjustable-rate mortgages, FHA loans, Jumbo loans, and USDA loans.

Here is why you should choose Wave Lending Group:

Extensive Expertise: With extensive knowledge of the mortgage landscape, our team guides you in making informed decisions.

Various Loan Solutions: We offer a comprehensive range of mortgage products, including VA, FHA, and conventional loans, tailored to your specific requirements.

Competitive Rates: Benefit from our low mortgage rates, saving you money throughout your loan term.

Effortless Process: Our easy approach ensures an efficient and smooth mortgage experience.

Client-Centric: For our team, you're not just a client; you're part of our community. We're dedicated to your financial well-being.

When it is about securing your dream home, trust Wave Lending Group for expert guidance and personalized services. Your homeownership journey begins here. Call us today!

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Standard post published to Wave Lending Group #21751 at February 06, 2024 16:00

Imagine holding the keys to your dream house. Yet, the way to homeownership is often a complex puzzle. This is where mortgage brokerage businesses step in as your trusted guides to turn dreams into reality.

These experts are your financial allies, with a deep understanding of the mortgage landscape. They're not just brokers; they're dream facilitators.

Mortgage brokers open doors to a world of financing options. They're matchmakers, finding the perfect financing to suit your needs - conventional, FHA, VA, or jumbo loans.

Beyond choices, they save you money. They're champions of interest rates, negotiating the best deals for you.

Time is precious, and mortgage brokers are your time-saving professionals. They do the legwork, leaving you to focus on your future home.

In the swift real estate market, brokers expedite your journey. They facilitate the process, minimizing delays.

Credit concerns? Mortgage brokers work their magic. They help you qualify for mortgages you thought that were out of reach.

If you want to secure financing to purchase a home, call Wave Lending Group - your reliable mortgage broker in Puyallup, WA!

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Standard post published to Wave Lending Group #21751 at February 05, 2024 16:00

How much it costs to get help from a mortgage broker?

Potential clients often ask about the costs associated with engaging a mortgage broker's services.

Mortgage brokers can get compensation through different channels, including lender-paid commissions or borrower-paid fees. It's essential to have an open discussion with your broker at the outset to fully comprehend any potential expenses involved in the process.

Lender-paid commissions typically mean the broker is compensated by the lender, which may result in a somewhat higher interest rate for the borrower. On the other hand, borrower-paid fees involve direct payments to the broker for their services.

The specific costs can vary based on factors, such as:

the intricacy of the mortgage deal
the broker's guidelines

However, the valuable expertise and access to a wide array of loan products that brokers provide can often outweigh any associated fees, potentially leading to more cost-effective and tailored mortgage solutions.

Wave Lending Group in Puyallup is a mortgage broker offering favorable purchase and refinance loans. For more information, visit our website or give us a call today!

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Standard post published to Wave Lending Group #21751 at February 04, 2024 16:00

Milton, WA, situated in the heart of Pierce County, offers a charming blend of suburban tranquility and accessibility to urban amenities. Discover Milton by checking out the following places:

Milton Community Park (or Triangle Park) - A stunning park with walking trails, recreational areas, and picnic spots, excellent for a day outdoors.
Foss Waterway Seaport - Located close to Tacoma, this maritime museum showcases the maritime heritage of the region, making for an educational and enjoyable visit.
Pioneer Farm Museum - Step back in time and experience rural life in the 1880s with guided tours and interactive exhibits.
Northwest Trek Wildlife Park - Just a quick drive, this wildlife park allows visitors to watch native Northwest animals in their natural habitats.
Point Defiance Park - Explore beautiful gardens, hiking trails, and the Point Defiance Zoo & Aquarium, offering fun for the whole family.

For those thinking about homeownership in Milton, Wave Lending Group in nearby Puyallup is your reliable mortgage broker, offering expert assistance on home loans tailored to your needs.

For more information, give us a call today to book an appointment!

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Standard post published to Wave Lending Group #21751 at February 03, 2024 16:00

A 30-year fixed mortgage is a distinct home loan with an unchanging interest rate for the span of 30 years, providing security and monthly payments that stay the same.

It's an appealing choice among homebuyers who expect to stay in their house for beyond a duration of 7 years because it offers lesser monthly payments than shorter-term mortgages like 15-year fixed mortgages.

While thirty-year fixed-rate mortgages may carry somewhat higher interest rates than fifteen-year home loans, the extended repayment period of 30 years results in lower monthly payments, making it easier for borrowers to qualify.

Hence, obtaining approval for a thirty-year fixed-rate mortgage is often simpler than for a 15-year fixed mortgage.

Borrowers with good credit, steady income, and a moderate debt loan can easily get a 30-year fixed mortgage loan.

Wave Lending Group in Puyallup provides 30-year fixed mortgage loans. Our team's mission is to clarify every step of the 30-year fixed mortgage loan and then lead you throughout the application and approval process, making it simpler and painless.

Call us today to make homeownership achievable and affordable for you!

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Standard post published to Wave Lending Group #21751 at February 02, 2024 16:00

Are you looking for a loan specialist in Puyallup?

Wave Lending Group is an expert in mortgages specializing in real estate and refinancing loans.

Committed to helping our customers, our local mortgage brokerage company goes beyond the typical role of a lender.

Our mission is to deliver consistent value while helping customers implement strategies that build wealth, lower debt, and decrease monthly expenses.

Wave Lending Group prioritizes economic stability and prosperity for each individual. Our seasoned team assists in acquiring competitive mortgage options and provides invaluable guidance on optimizing financial choices.

With us, getting a mortgage loan is simpler than any other lender. For instance, we provided tools, such as property valuation report, Pre-Approval Letter, Refinance Analysis, and loan calculator, to help you estimate the value of your property, calculate a lower mortgage payment, and get loan pre-approval and a refinancing evaluation.

If you're searching for a mortgage lender in Puyallup, reach out today!

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Standard post published to Wave Lending Group #21751 at February 01, 2024 16:01

Do you know what a mortgage loan is?

A mortgage is a financial instrument that makes possible the buying of real estate, usually a house. It is a legally binding agreement between someone borrowing money and a financial organization, usually a bank or a banking entity, in which the lender provides funds to the borrower to buy a property. In return, the borrower agrees to repay the loan over an agreed-upon duration, frequently 15-30 years, as well as interest.

Mortgages are secured loans, which means the property itself serves as collateral. If the borrower fails to make the predetermined payments, the lender has the legal right to claim ownership of the property through a procedure known as foreclosure.

Mortgages come in various types, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), and government-backed loans like FHA and VA loans. Each type has its terms and conditions, interest rates, and eligibility criteria, making it crucial for borrowers to choose the type that aligns best with their financial situation and goals.

Wave Lending Group in Puyallup informs people about the various types of mortgage loans and then helps them choose the best option, making the process of getting a loan more convenient.

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