Do you want to acquire a residence in a rural area? Is the price of the house too high? Consider taking a USDA loan.
A USDA loan, backed by the United States Department of Agriculture (USDA), is a mortgage program designed to support individuals who aim to buy a house in a rural area.
However, the USDA home loan process is not as easy as it sounds! Eligible borrowers should fulfill specific criteria to get a USDA loan. These criteria have to do with the:
Location: Borrowers must be searching to obtain a home in a USDA-qualified rural or suburban area.
Income: They should have a stable, yet average income that does not surpass certain limits, as these loans are aimed at helping those with moderate means.
Creditworthiness: While credit criteria are adaptable, borrowers are usually expected to have a decent credit history.
Wave Lending Group in Puyallup is here to make the USDA home loan process easier and hassle-free!
As a reliable and experienced mortgage broker, we provide reduced USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.
Call us today to learn more about USDA loans!
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