Do you want to acquire a residence in a rural area? Is the price of the house too high? Consider taking a USDA loan.
A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to assist individuals who desire to buy a house in a rural area.
However, the USDA home loan process is not as simple as it sounds! Eligible borrowers should satisfy specific criteria to get a USDA loan. These criteria have to do with the:
Location: Borrowers must be seeking to acquire a property in a USDA-qualified rural or suburban area.
Income: They should have a consistent, yet moderate income that does not exceed certain limits, as these loans are aimed at supporting those with moderate means.
Creditworthiness: While credit criteria are flexible, borrowers are usually expected to have a decent credit history.
Wave Lending Group in Puyallup is here to make the USDA home loan process simpler and hassle-free!
As a reliable and expert mortgage brokerage company, we provide lower USDA loan rates and a simplified application process, making sure everyone can achieve their rural or suburban homeownership goals.
Call us today to find out more about USDA loans!
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