Standard post published to Wave Lending Group #21751 at August 25, 2024 17:00

South Hill, with its multifaceted housing options and community amenities, is an excellent choice for those looking to settle down. The area offers a mix of suburban calmness and urban accessibility. Wave Lending Group extends its dedication to homeownership dreams to South Hill, where our team assists clients in unlocking the benefits of USDA loans. From exploring financing options to navigating the application process, we stand with you every step of the way in making homeownership a reality in the thriving community of South Hill.

https://ift.tt/UPkHvj7

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/XQ08sVf
via IFTTT

Standard post published to Wave Lending Group #21751 at August 24, 2024 17:00

Nestled amidst scenic beauty with stunning views of Mount Rainier, Bonney Lake is a family-friendly haven. Residents can enjoy outdoor activities at Lake Tapps or explore the numerous parks. Recognizing the potential of USDA loans in this locale, Wave Lending Group offers Bonney Lake residents an opportunity to secure affordable and adaptable financing options. Whether you're a newcomer captivated by the natural beauty or a homeowner seeking to refinance, our team guides you through the USDA loan process with expertise and care.

https://ift.tt/IXz4sFN

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/sgwfuNB
via IFTTT

Standard post published to Wave Lending Group #21751 at August 23, 2024 17:00

Sumner, with its storied history and bonded community, is an attractive place to call home. The city boasts the charming Main Street, lined with vintage buildings and unique boutiques. USDA loans in Sumner open doors to affordable homeownership, and Wave Lending Group's expertise ensures a seamless and transparent experience. Whether you're drawn to the historic architecture or the community events, our team assists aspiring homeowners in realizing their dreams in Sumner.

https://ift.tt/i3hovde

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/s4zvMPR
via IFTTT

Standard post published to Wave Lending Group #21751 at August 22, 2024 17:00

Milton, with its quaint charm and proximity to the bustling city of Tacoma, offers a unique blend of peacefulness and convenience. Residents can enjoy the outdoors at Fife Historical Park or explore the thriving local markets. In Milton, USDA loans become a strategic tool for aspiring homeowners. Our team at Wave Lending Group understands the distinctive housing needs of Milton residents, providing tailored guidance through the USDA loan process.

https://ift.tt/puLbhRX

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/Zhk8nYd
via IFTTT

Standard post published to Wave Lending Group #21751 at August 21, 2024 17:01

Puyallup, with its beautiful beauty and robust community spirit, presents an ideal setting for homeownership. The city is known for the iconic Washington State Fair, providing cultural and leisure opportunities. USDA loans in Puyallup are a gateway to realizing homeownership dreams in this lively community. Our dedicated team at Wave Lending Group ensures a seamless process, guiding first-time buyers and those seeking to refinance through the intricacies of USDA loans.

https://ift.tt/frYOcGn

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/qbHxTj9
via IFTTT

Standard post published to Wave Lending Group #21751 at August 20, 2024 17:00

Starting on the journey to homeownership is a meaningful milestone, and at Wave Lending Group, we take joy in playing a key role in helping individuals and families achieve this dream. Our devotion is steadfast, considering our clients as customers for life. We go beyond mere transactions, striving to consistently deliver benefit by implementing strategies geared towards wealth accumulation, debt reduction, and minimizing monthly expenses.

Understanding USDA Loans:

As part of our comprehensive mortgage solutions, Wave Lending Group specializes in USDA loans, backed by the United States Department of Agriculture (USDA). These loans are tailored to make homeownership more accessible, particularly in countryside and suburban areas. With competitive financing rates, low mortgage insurance premiums, and favorable terms, government-backed loans are a key focus for those looking to enter the real estate market in Puyallup, Milton, Sumner, Bonney Lake, and South Hill.

https://ift.tt/rfJIvk1

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/6o1dN4Q
via IFTTT

Standard post published to Wave Lending Group #21751 at August 20, 2024 16:01

In the United States, a mortgage loan known as a VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA). Qualified lenders have the authority to issue the loan. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

Our goal is to streamline the VA home loan process, providing tools and expertise to assist you every step of the way, beginning with our VA Loan Qualifier.

We'll assist you in identifying the distinctions between loan programs, enabling you to select the most suitable one for your needs, regardless of whether you're a first-time home buyer or a seasoned investor.

https://ift.tt/pisFL5C

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/rfJIvk1
via IFTTT

Standard post published to Wave Lending Group #21751 at August 14, 2024 16:00

Do you want to invest in a home in a rural area? Is the price of the property too high? Take into account taking a USDA loan.

A USDA loan, supported by by the United States Department of Agriculture (USDA), is a mortgage program designed to support people who wish to buy a residence in a rural area.

However, the USDA home loan process is not as easy as it sounds! Eligible borrowers should satisfy specific criteria to get a USDA loan. These criteria have to do with the:

Location: Borrowers must be seeking to purchase a home in a USDA-qualified rural or suburban area.
Income: They should have a steady, yet average income that does not go beyond certain limits, as these loans are aimed at aiding those with modest means.
Creditworthiness: While credit requirements are flexible, borrowers are usually expected to have a reasonable credit history.

Wave Lending Group in Puyallup is here to make the USDA home loan process simpler and stress-free!

As a trustworthy and expert mortgage broker, we provide lower USDA loan rates and a simplified application process, ensuring everyone can achieve their rural or suburban homeownership goals.

Call us now to find out more about USDA loans!

https://ift.tt/0HdCcvQ

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/kyPu9DO
via IFTTT

Standard post published to Wave Lending Group #21751 at August 13, 2024 16:01

What down payment do I need to buy a home, and are there any down payment assistance programs available?

The down payment may fluctuate based on variables like the loan type and the lender's policies.

In general, down payments typically fluctuate from 3% to 20% of the home's purchase price. For instance, standard loans often need a down payment of about 5% to 20%, while FHA loans may need as little as 3.5%.

Many down payment assistance options offer monetary support and incentives to assist homebuyers. These programs are typically offered by state and local governments, as well as NGOs. They can offset a portion or all of the down payment charges, making homeownership more accessible.

Mortgage brokers with in-depth knowledge of down payment criteria can lead borrowers in identifying and accessing suitable down payment assistance programs, ensuring that they make smart decisions aligned with their financial situation.

For more details on a down payment, contact Wave Lending Group in Puyallup - the trusted local mortgage brokerage company!

https://ift.tt/et45pj7

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/i3qGjgV
via IFTTT

Standard post published to Wave Lending Group #21751 at August 12, 2024 16:02

South Hill, situated south of Puyallup WA, is a thriving community known for its multifaceted attractions and natural beauty. Here are some of the key places in the area:

South Hill Mall - The area's premier shopping destination that features a broad selection of stores, dining options, and entertainment, providing a enjoyable shopping experience.
Puyallup Fairgrounds - Home to the Washington State Fair, this venue hosts countless events and concerts throughout the year, providing entertainment for everybody.

South Hill's combination of unspoiled beauty and urban amenities makes it an attractive place to explore and enjoy.

If you think about buying a home or any other type of real estate in South Hill, consider applying for a Jumbo loan.

A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Borrowers seeking jumbo loans often have:

Higher Loan Amounts - finance homes with buying prices that surpass the traditional loan limits in their area.
Luxury Properties
Strong Financial Profile

Wave Lending Group offers attractive jumbo loan rates and a fast, hassle-free application process. Call us now for more info!

https://ift.tt/0ujLIz7

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/AGlWeBU
via IFTTT

Standard post published to Wave Lending Group #21751 at August 11, 2024 17:00

FHA Loans Puyallup: An Entryway to Affordable Home Financing

For first-time homebuyers in this Washington city, Federal Housing Administration loans serve as an entryway to budget-friendly homeownership. This local lender recognizes the importance of these loans and guides clients through the intricacies, helping them understand the lower down payment requirements and flexible qualification standards. What sets Wave Lending Group apart is their dedication to education. They empower clients with the knowledge needed to make informed decisions, ensuring that first-time homebuyers embark on their homeownership journey with confidence.

https://ift.tt/LYbw4Ut

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/G8Dbm34
via IFTTT

Standard post published to Wave Lending Group #21751 at August 11, 2024 16:00

Are you new to the housing market or a seasoned investor?

Wave Lending Group in Puyallup, WA, can be your trusted partner in your homeownership efforts.

We are a mortgage broker offering many different home loans, such as VA home loans, 30-year fixed mortgages, 15-year fixed-rate mortgages, ARMs, FHA home loans, Jumbo loans and USDA home loans.

We take pride in our expertise, competitive rates, and customer-focused approach. Each client receives personalized attention and support during the mortgage process.

We’re also known for our quick and stress-free mortgage applications and approval processes, which make homeownership more attainable and straightforward.

If you are looking for a mortgage broker in Puyallup, call us to schedule an appointment. Alternatively, check out our website and get a customized mortgage rate quote instantly!

Mortgage rates can change every day, and your rate will vary based on your location, economic situation, and other factors, within 30 minutes with our online tool!

https://ift.tt/gBDoU9K

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/LYbw4Ut
via IFTTT

Standard post published to Wave Lending Group #21751 at August 10, 2024 17:00

USDA Loans in Puyallup:

A vibrant city in Pierce County, stands as an eligible location for USDA loans. The appeal of our low-interest rates and a streamlined loan process is accentuated in Puyallup, meeting the needs to the varied needs of residents. Whether you're a novice in homebuying embarking on this journey or an accomplished property investor seeking a seamless process, the USDA loan program in Puyallup extends a promising pathway to homeownership.

Our commitment to simplifying the USDA loan process in Puyallup means that you can explore your homeownership dreams without the financial strain of a traditional down payment. The user-friendly USDA Loan Qualifier empowers residents, offering tailored choices that align with individual criteria. With attractive rates and tailored terms, Puyallup becomes not just a residence but a place where homeownership aspirations are realized.

https://ift.tt/Gd16v2j

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/2jwiBch
via IFTTT

Standard post published to Wave Lending Group #21751 at August 10, 2024 16:00

The Federal Housing Administration (FHA) loan is a government-supported mortgage program provided to make homeownership more accessible.

Due to their favorable down payment requirement and flexibility regarding credit history, FHA loans are widely sought after. Just a down payment of 3.5% is required, so it’s easier for many people to purchase a home.

New homebuyers and buyers with moderate credit or down payment capabilities - those who cannot manage a traditional 20% down payment - are more likely to choose an FHA loan.

If you need an expert in Federal Housing Administration (FHA) loans to clarify what they are about, reach out to Wave Lending Group in Puyallup!

Our experienced team will provide comprehensive information on FHA loans and explain every step of the approval process in detail.

Here's how our FHA home loan process works:

Complete our simple FHA Loan Qualifier
Get options based on your distinct criteria and scenario
Compare mortgage interest rates and terms
Pick the offer that matches with your needs.

We look forward to talking with you!

https://ift.tt/Cqjl0gp

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/Gd16v2j
via IFTTT

Standard post published to Wave Lending Group #21751 at August 09, 2024 17:00

USDA Loans in Milton:

Milton, welcomes residents to explore the advantages of USDA financing. Our commitment to a rapid and stress-free process is particularly beneficial in this community, where the desire for homeownership is met with accessible solutions. Discover how the USDA loan program in Milton simplifies the journey, providing an avenue to own a home without the burden of a substantial down payment.

In Milton, the USDA loan process encapsulates the essence of efficiency. Aspiring homeowners can navigate through the streamlined steps, utilizing the USDA Loan Qualifier to receive personalized options. The competitive rates and tailored terms make homeownership in Milton not just a dream but a tangible and achievable reality.

https://ift.tt/wP7AYhT

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/F0qiwXL
via IFTTT

Standard post published to Wave Lending Group #21751 at August 09, 2024 16:02

Are you thinking of purchasing a home?

The decision between renting and purchasing a house depends on your individual financial situation, goals, and lifestyle.

On the one hand, if you consider buying a house, keep in mind the following:

Building Equity: Homeownership allows you to build equity as you pay down your mortgage, possibly leading to future financial benefits.
Stability: Owning a house offers stability and a sense of having your very own living space.
Tax Benefits: Homeowners may benefit from tax deductions on mortgage interest and property taxes.

On the other hand, if you are considering renting a house, keep in mind the following:

Flexibility: Renting offers flexibility, making it easier to move when needed.
Lower Initial Costs: It typically requires less upfront money, including a reduced initial deposit and lower maintenance costs.
Predictable Costs: Renters often have fixed monthly payments, which simplifies budgeting.

The decision is yours!

If you decide to buy a house, our team at Wave Lending Group in Puyallup can assist you in achieving your homeownership goals, ensuring you secure an excellent mortgage rate. Call us today for more details!

https://ift.tt/FOJYgtZ

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/wP7AYhT
via IFTTT

Standard post published to Wave Lending Group #21751 at August 09, 2024 16:02

Are you thinking of purchasing a home?

The decision between renting and purchasing a house depends on your own financial situation, goals, and lifestyle.

On the one hand, if you are thinking about buying a property, keep in mind the following:

Building Equity: Homeownership allows you to build equity as you pay down your mortgage, possibly leading to future financial benefits.
Stability: Owning a house offers stability and a sense of ownership in your living space.
Tax Benefits: Homeowners may take advantage of tax deductions on mortgage interest and property taxes.

On the other hand, if you are thinking about renting a house, keep in mind the following:

Flexibility: Renting offers flexible terms, making it easier to move when needed.
Lower Initial Costs: It typically requires less upfront money, including a lower down payment and fewer ongoing maintenance expenses.
Predictable Costs: Renters often have fixed monthly payments, which makes budgeting easier.

The decision is yours!

If you decide to buy a house, Wave Lending Group in Puyallup can assist you in achieving your homeownership goals, ensuring you secure an excellent mortgage rate. Call us today for more information!

https://ift.tt/FOJYgtZ

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/LHfBE3P
via IFTTT

Standard post published to Wave Lending Group #21751 at August 08, 2024 17:00

Our loan options provide affordable 15-year fixed rates with a fast and smooth process. The Financial Assistance is fully amortized over 15 years, featuring consistent monthly payments, reduced interest rates, and quicker home ownership. While committing to a higher monthly payment, many borrowers prefer a 30-year Financial Assistance with larger voluntary payments. We simplify the home loan process with tools and expertise, guiding first-time buyers and seasoned investors through our 15-Year Fixed Rate Mortgage Qualifier.

https://ift.tt/nao1r0X

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/XuVFSLY
via IFTTT

Standard post published to Wave Lending Group #21751 at August 08, 2024 16:00

What credit rating do I need to qualify for a mortgage, and how can I improve my credit for improved rates?

Creditworthiness plays a crucial role in mortgage approval and the interest rates borrowers receive.

The credit score varies depending on the lender and the kind of mortgage. For most loan types, though, the credit rating required to buy a house is at least 620. However, a higher credit rating can increase the likelihood of approval.

To boost creditworthiness for favorable rates, consider the following:

Timely Payments: Pay bills on time, as timely payment carries considerable weight in your credit score.

Reduce Debt: Work on reducing credit card balances and overall debt, aiming to keep credit utilization below 30%.

Avoid New Debt: Avoid opening new credit accounts in the months closer to your mortgage application.

Seek Professional Advice: Mortgage brokers can offer personalized guidance on credit requirements and strategies to boost your credit profile.

Wave Lending Group in Puyallup is a well-versed mortgage broker that guides clients throughout the mortgage process, helping you to secure a more favorable mortgage deal. Call us today!

https://ift.tt/tQp1NkX

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/nao1r0X
via IFTTT

Standard post published to Wave Lending Group #21751 at August 07, 2024 17:00

Veterans Affairs Home Loan Bonney Lake

Situated amidst the natural beauty of the Cascade foothills, Bonney Lake provides a tranquil setting for veterans looking to purchase a home. Our VA home loan process in Pierce County is designed to streamline the path to homeownership. Start your journey by completing the Pierce County-specific VA Loan Qualifier, receiving personalized loan options based on your criteria.

Bonney Lake residents may qualify for a VA loan with minimal down payment requirements, making homeownership more accessible. Lower closing costs and a simplified qualification process further enhance the affordability and ease of the homebuying process. Compare offers and choose a mortgage plan that aligns with your financial preferences and goals.

https://ift.tt/vHSTxzt

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/9M8URrI
via IFTTT

Standard post published to Wave Lending Group #21751 at August 07, 2024 16:01

Bonney Lake is a booming city in Pierce County, WA, offering a fantastic blend of suburban charm and natural beauty.

Bonney Lake has become a sought-after residential destination known for its picturesque landscapes and community spirit.

Here are some of the top destinations you shouldn't overlook when visiting Bonney Lake:

Lake Tapps - with clear water and magnificent mountain scenery, it's simple to see why this place is a favorite amongst locals.
Carbon River - supplies an amazing view with its continuous flow of crystalline water.
Allan Yorke Park - features a walking path, a playground, and open fields that are best for picnics or simply unwinding from the city.
Viking Park, Off-leash Dog Park - this park is a great location to bring your furry friend for a day of enjoyable. The park includes a lot of room for family pets to run and play, and a water fountain for the dogs.

In short, Bonney Lake is an ideal place to live.

If you are seeking a house in Bonney Lake and need financing options, contact Wave Lending Group. We are a reliable local mortgage broker that helps you get financing to buy the home of your dreams!

https://ift.tt/KM2RjwS

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/vHSTxzt
via IFTTT

Standard post published to Wave Lending Group #21751 at August 06, 2024 17:00

USDA Loans in South Hill:

South Hill, stands as another eligible area for USDA loans. Our USDA Loan Process is designed to make homeownership accessible and stress-free for residents in this vibrant community. South Hill residents can explore a range of options, compare interest rates and terms, and choose an offer that aligns perfectly with their specific needs.

The USDA loan process in South Hill embraces efficiency and simplicity, ensuring that residents can navigate the steps with clarity. As South Hill continues to grow, it becomes not just a location but a community where the dream of homeownership is within reach through the USDA loan program.

https://ift.tt/YrtclbA

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/O6zmeGs
via IFTTT

Standard post published to Wave Lending Group #21751 at August 06, 2024 16:02

Are you familiar with the concept of an Adjustable Rate Mortgage (ARM)?

An Adjustable Rate Mortgage (ARM) is a house loan with an interest that can vary from time to time, typically after an initial fixed-rate period.

Individuals who are happy with initial reduced interest rates, plan to move or refinance within some years, switch to a fixed-rate mortgage, or consider the sale of their home may opt for an ARM.

ARM is also ideal for those that will have increased future earnings.

Wave Lending Group is a dedicated mortgage broker that provides competitive flexible rates and a fast, hassle-free process for residents in and around Bonney Lake.

Whether you're looking for lower initial rates or a shorter-term financing solution, we offer adaptable rate mortgages tailored to your needs, making homeownership more accessible and cost-effective.

If you want to know more about ARM, complete our simple Adjustable Rate Mortgage Qualifier form to receive different loan options, compare the unique mortgage interest rates, and choose the most suitable option for you.

For more info, our team is more than willing to help you throughout the process, so call us today!

https://ift.tt/OjNPdZT

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/YrtclbA
via IFTTT

Standard post published to Wave Lending Group #21751 at August 05, 2024 17:00

Veterans Affairs Home Loan Milton

Situated in the heart of Pierce County, Pierce County provides a welcoming environment for veterans seeking a home. Our VA home loan process in Milton starts with the user-friendly VA Loan Qualifier, helping you receive tailored options based on your criteria. Explore the advantages of VA loans, including the potential for zero down payments, cost-effective closing, and a simplified qualification process. Navigate the Pierce County real estate market with confidence, choosing an offer that aligns with your homeownership goals.

https://ift.tt/hxB78DX

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/jZyseaX
via IFTTT

Standard post published to Wave Lending Group #21751 at August 05, 2024 16:00

Whether you’re buying, refinancing or building your dream home, Wave Lending Group is here to assist you!

Wave Lending Group is a team of expert mortgage brokers in Puyallup, Washington, known for its dedication to delivering top-notch mortgage services for years.

Our experienced team will help you navigate through an extensive selection of loan products, including:

Conventional Loans,
(Federal Housing Administration) FHA Loans,
Veterans Affairs (VA) Loans
30-Year Fixed Mortgage
15-Year Fixed Mortgage
Adjustable-Rate Mortgage
Jumbo Loans
United States Department of Agriculture (USDA) Loans

Our main goal is to focus on the financial well-being and satisfaction of our customers.

For this reason, we provide clients with invaluable guidance and insights into the mortgage scene. We help them understand their options and make good decisions based on their life goals and financial plans.

If you have any questions about loans, call us today.

Alternatively, visit our website and get an estimate of your mortgage rate in just 30 seconds!

https://ift.tt/mKBIa3H

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/hxB78DX
via IFTTT

Standard post published to Wave Lending Group #21751 at August 04, 2024 17:00

Why Choose a USDA Loan?

Delving into the benefits of a USDA loan reinforces its attractiveness to potential homebuyers. The absence of a required down payment is a game-changer, allowing borrowers the flexibility to finance their homes without a significant upfront cost. Furthermore, the choice to use gifts or grants toward the mortgage adds an extra layer of financial flexibility, making USDA loans a compelling choice for those seeking a smooth journey to homeownership in Puyallup, Milton, Sumner, Bonney Lake, and South Hill.

https://ift.tt/KuSW6bx

Learn more

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/dXNMoU6
via IFTTT

Standard post published to Wave Lending Group #21751 at August 04, 2024 16:00

Do you know what a refinance is?

A refinance is the process of replacing your existing mortgage with a new one, often with another lender.

Some of the most usual reasons for refinancing are:

Lower Interest Rates: To secure a lower interest rate.
Reduced Monthly Payments: Extending the loan term through refinancing can lead to reduced monthly payments, providing financial relief.
Access to Equity: Refinancing allows homeowners to tap into their home's equity for purposes like home improvements, debt consolidation, or investments.
Consolidating Debt: Combining high-rate debts into your mortgage can result in lower overall interest costs and reduced monthly payments.
Changing Loan Terms: Borrowers can switch from adjustable-rate mortgages (ARMs) to fixed-rate mortgages or vice versa, based on their financial goals and market conditions.
Home Improvements: Refinancing can fund home renovation projects, increasing the property's value.

Searching for refinancing options for a home in or around Puyallup, WA?

Call Wave Lending Group - a trusted local mortgage broker that can help you lower your rate and monthly payment immediately!

https://ift.tt/tcjhU6D

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/KuSW6bx
via IFTTT

Standard post published to Wave Lending Group #21751 at August 03, 2024 16:02

What's the difference between a fixed-rate and a flexible-rate mortgage (ARM)?

With a fixed-rate mortgage, the interest rate is constant throughout the whole loan term. This provides predictability and consistency in monthly payments, making it an excellent choice for those seeking stability.

On the contrary, an adjustable-rate mortgage (ARM) begins with an initial fixed-rate period, followed by rate adjustments at predetermined intervals. While it often starts with lower rates, it can fluctuate, potentially affecting monthly payments.

The choice between these two depends on factors like financial goals, risk tolerance, and the existing interest rate environment. Mortgage brokers assist clients in aligning their mortgage choice with their economic goals, whether it's stability or initial affordability.

Wave Lending Group, located in central Puyallup, WA, offers both fixed and ARM options, ensuring borrowers make informed decisions customized to their needs.

For more information, give us a quick call today or check out our website and get your mortgage rate quote in only 30 secs!

https://ift.tt/5pFDf0b

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/6rMhemq
via IFTTT

Standard post published to Wave Lending Group #21751 at August 02, 2024 16:02

Wave Lending Group is a local mortgage broker in Puyallup that offers home and refinance loans. During the years, we’ve collaborated with many clients from Sumner.

Sumner is a fantastic community with many activities and amenities to offer its residents, which is why it's one of the fastest-growing cities in Washington State.

At Wave Lending Group, we know that Sumner makes the perfect destination for many of you, so here are some of the most attractive spots in Sumner that make it so desirable:

Sumner Ryan House Museum - a historical house museum built by Fred Seaman Ryan, home to interesting displays showcasing the local background.
Van Lierop Park - a fantastic place for a family picnic, with playgrounds, open fields, and a beautiful view of the pond.
White River Amphitheater - an outdoor amphitheater that hosts notable shows and events throughout the year.
Sumner Link Trail - ideal for a morning jog or an afternoon walk, this trail provides lovely views of the city and the surrounding mountains.
Roegner Park - this park is home to the Sumner Community Farmers Market, which takes place every Saturday morning from May to October.

https://ift.tt/O5gKFSX

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/nYoaANb
via IFTTT

Standard post published to Wave Lending Group #21751 at August 01, 2024 16:01

A 15-year fixed mortgage is a form of home loan with an unchanging interest rate, requiring repayment over a 15-year period.

Due to its brief duration, the monthly payments will be higher. Despite this, the 15-year fixed mortgage has lots of benefits:

Lower interest rates that save you money
Faster equity buildup
Reduced interest payments compared to longer-term loans
Quicker homeownership
Fixed, predictable month-to-month payments that simplify budgeting
Higher resale value
financial stress in the long term

Selecting a 15-year fixed mortgage can be a wise financial move for those who can afford the higher monthly payments and wish to build equity and save interest in the long run.

Yet, many borrowers choose a 30-year fixed mortgage because there is not a big difference in interest rates.

If you live in Sumner, contact Wave Lending Group to learn about the differences between the programs. We offer competitive rates and an efficient process for both 15-year and 30-year fixed mortgages.

Our expert team will help you to choose the best mortgage based on your needs, so call us today!

https://ift.tt/R9pwI3q

from GMB Posts For Location "Wave Lending Group #21751" https://ift.tt/m7lICNg
via IFTTT